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Ieuter Insurance Group Blog

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Medical Payments on a Motorcycle

Medical payments on a motorcycle is very important to have.  It will cover you for any injury sustained in a motorcycle accident caused by either a motor vehicle or hitting of a deer.  But, please be advised if in an accident other than motor vehicle involved, you are limited to which coverage you have chosen on your policy. 

For example, if you decide to have the minimum of $20,000 so you can choose to not wear a helmet, and you end up hitting a deer and getting injured, you can expect to have medical bills higher than $20,0000, and since your limit is only $20,000 you will be responsible for any expenses over that amount.  If injured due to a motor vehicle, the motor vehicle that was involved will cover your medical expenses, and the medical payments will pay for anything that it does not cover.