Many fraudulent claims can have a significant effect on any type of business even small.  A worker who fakes a disability will impact a companies productivity.  The absence of the worker claiming injuries creates a...

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Why do you need Cyber Insurance? Businesses of all size, scale and industry can be affected by cybercrime but most hackers target businesses that employ fewer than 250 people.  On average 1.5M cyber attacks happen...

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Future insurability!  Don’t you want them to be able to protect your future grandkids?  Imagine if something unfortunate happens and they got sick.   Luckily, they get better.  But what if it is a type of cancer,...

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Summer boating safety –before heading out for a sun filled day on the water make sure your boat has flares that are not expired, enough life jackets for the passengers on your boat, anchors, ropes and a working ladder....

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With warm weather upon us, we should all be aware of Motorcycle Safety. Following are some good tips: Keep a gap between you and cars – When riding or even driving, it is imperative to keep a safe distance between you...

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For less than the cost of a half hour with a lawyer, you can protect yourself and your family with an additional million dollars of liability coverage. An umbrella is even broader than going above your home, auto, and...

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After a loss happens, whether it is damage to your Home or your Auto, many things are running though your mind. “Who do I call for repairs?” “Is this covered?” “What is my deductible?” Something to always...

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Have you noticed a cloudy film over your headlights? This is quite common and is part of your vehicle’s natural wear and tear. Have you ever considered headlight restoration? This may sound like an additional expense...

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Getting stuck driving in heavy rain can be scary.  It’s hard to break quickly, and your car could hydroplane. Here are some tips for driving safely in a rainstorm. Turn on your headlights-Rain reduces visibility,...

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Damage done by water back-up of sewers and drains is an optional coverage that most companies offer on a home policy, depending on whether or not your home is located in a flood plain area.  This protection provides...

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