In response to all the snow and icy weather conditions we have been seeing, we would like to share a few helpful tips that you might benefit from. If snow or icy conditions cause damage to your home or car, please contact your insurance agent immediately.
- Heating equipment is one of the leading causes of home fires. Portable space heaters, open fireplaces and wood stoves can be dangerous if misused. Keep curtains, draperies, and other flammable material away from heat sources. Make sure heaters have adequate ventilation, and always follow the manufacturer's operating instructions.
- Have your home heating unit checked annually to be sure it is working efficiently and safely. If you suspect a gas leak in your home, leave immediately and call the gas company from elsewhere.
- When temperatures drop into the teens or twenties, homeowners should be prepared for frozen pipes. Leaving kitchen cabinet doors open will allow warm air to reach pipes. If the worst happens, repairing damage to internal plumbing caused by freezing, and related damage to carpeting, furniture and other belongings may be covered by your homeowners policy.
- Install an adequate number of smoke alarms. Most fatal fires start between 11 p.m. and 6 a.m., while the family is asleep. The advance warning of a smoke alarm may mean the difference between life and death. Nine out of 10 fire victims are already dead before the fire department is even called, mainly from smoke and toxic gases. If you already have smoke alarms, don't forget to replace the batteries annually.