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Ieuter Insurance Group Blog

All You Ever Wanted to Know About Insurance

What is Employment Related Practices Coverage?

Employment Related Practices coverage is often an overlooked or misunderstood type of insurance coverage. Business owners and managers typically feel that they have a good group of employees and that dishonesty would never be an issue. Sadly, things can change quickly and not everyone gets along all the time.

Below is a top ten list of charges handled be the EEOC (Equal Employment Opportunity Commission):

  • Retaliation: 42,018 (45.9% of all charges filed)
  • Race: 32,309 (35.3%)
  • Disability: 28,073 (30.7%)
  • Sex: 26,934 (29.4%)
  • Age: 20,857 (22.8%)
  • National Origin: 9,840 (10.8%)
  • Religion: 3,825 (4.2%)
  • Color: 3,102 (3.4%)
  • Equal Pay Act: 1,075 (1.2%)
  • Genetic Information Non-Discrimination Act: 238 (.3%)

Even small businesses are exposed. If you do not have this coverage, don’t be afraid to discuss this and any coverage with your friends in the insurance business.