Weddings are a joyous time for a couple to celebrate their commitment to each other. An average wedding takes approximately 13 months to plan and the costs add up quickly with the average wedding cost totally nearly $34,000. After all the time and money spent planning a wedding, it would be awful to have something go wrong. That is why it is important to purchase Liability Insurance to make sure your special day is covered. Some venues include this coverage and it is included in the costs already for the location. However, there are some venues that require you to have your own insurance, so be sure to check with your vendor if you need to purchase this coverage on your own.
If you need this coverage, be sure to talk to your insurance agent about having your wedding covered on an existing homeowner’s or renter’s insurance policy. Some important things to cover when discussing coverage while talking to your agent:
· Do you need to have an Umbrella policy?
· What is covered for liquor liability?
· Is there additional cost in having your wedding insured through your Homeowner’s policy?
Planning a wedding can be stressful but knowing that your special day is covered in your insurance policy will help you to relax and enjoy the process.