November 28 is Black Friday this year. It's the day after the Thanksgiving holiday and typically the biggest shopping day of the year.
When you make pricey purchases, it's always a great idea to reach out to Your Friends In The Insurance Business to see if there are any insurance implications, or any purchases that need to be separately scheduled on your policy. Unscheduled personal property includes belongings that may be covered by your standard personal property coverage, but that have not been specifically itemized on your policy. Unscheduled property is subject to the coverage limits stated on your insurance policy. We recommend taking a video inventory of your belongings regularly, and we recommend backing this documentation up to cloud storage.
Major expenditures occasionally need to be scheduled separately. Here's a few examples of items that you might consider separately scheduling to ensure you're fully covered in case of a loss: Art, antiques, coins and other collectables, firearms, musical instruments and other major electronics. To get such items scheduled, you usually need to provide your insurance company with a receipt for new items or a professional appraisal of antique items and collections.
You'll also want to give us a ring if you plan to put any motorized toys under the tree this holiday season. We're always happy to help with your insurance needs. We're closed on Thanksgiving, but we're open from 9 a.m. - 3 p.m. on Black Friday. if you ever need to reach us with an after-hours emergency, you can reach us by phoning (989) 835-6701 and following the prompts for emergency calls.
Your Friends In The Insurance Business at Midland's Ieuter Insurance Group can answer your insurance coverage questions.
For all your insurance needs, visit us at https://www.ieuter.com
Ieuter Insurance Group - 414 Townsend St Midland MI 48640
(989) 487-1758
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