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How to use Ieuter 24/7

Have you heard of the Ieuter 24/7 feature? It is a website and most importantly an app that can be downloaded on your mobile device. The app allows you to access your proof of insurance and your policy documents, and...

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How to choose the right contractor for home improvement projects and avoid liability claims

If you’re planning a home improvement project, you probably have many contractors available to choose from. How do you pick the right one that will get the job done safely and without liability issues? Follow these tips....

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My windshield is cracked – What do I do?

Cracked windshields can happen anytime, anywhere. There are many scenarios where you may discover a chip or crack in your windshield. One of the most common incidents that our insureds have is they are driving behind or...

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It's a great time to get an auto insurance proposal from Ieuter Insurance Group

Auto insurance rates are on the rise again, as claim frequency and claim severity have both increased steadily in the past few years. With the 10 largest companies reporting double-digit increases in 2023 as reported in...

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What is Medicare Supplement Insurance (Medigap), and is it right for me?

Original Medicare doesn’t pay for all the cost for covered health care services and supplies. Medicare Supplement Insurance (Medigap) policies sold by private insurance companies can help pay some of the remaining...

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Top Home Improvement Projects That Can Increase Your Home Value

When you tackle home improvement projects, it’s wise to prioritize those that add the most to your property’s value, especially if you might put your home on the market in the next few years. Here are the renovations...

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Driving safely in the winter

As of last week, it's officially winter, although we in Michigan often experience wintery weather way before the winter equinox. If you're traveling this winter, we encourage you to take the following precautions to...

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How to prevent frozen pipes

Frozen pipes are no fun to come home to or wake up to. There are several reasons pipes freeze, ranging from lack of insulation to quick drops in temperature, from the temperature being set to low to the wind blowing on...

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Stay safe from fire hazards this holiday season

Follow these tips to keep your household safe from fire hazards this holiday season: 1. Make sure the fire in the fireplace is completely out before going to sleep. 2. Keep flammable items at least three feet from your...

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Portable generator safety tips

As we enter the time of the year where Michigan's weather becomes more unpredictable, you might be thinking about getting a generator. When power goes out a portable generator can be a lifesaver, and when used properly...

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Is it safe to deep fry your Thanksgiving turkey?

Will you be deep frying a turkey this Thanksgiving? Be sure to read the manufacturer's instructions carefully, and consider traditional oven-style turkey preparation if you can't ensure you'll be able to prepare your...

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Preparing your auto and your home for winter travel

Have plans to travel for the upcoming holidays? Safe travel in the winter certainly involves planning ahead. Here's some tips from our friends at the National Association of Professional Insurance Agents. (Did you know...

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Have a safe Halloween with these tips from Ieuter Insurance and PIA!

Are you ready for ghosts and goblins that could visit YOUR home on Halloween? Have a safe Halloween with these tips:*Encourage the use of makeup, hats, or wigs in lieu of masks, which can obstruct vision. *Cross the...

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As open enrollment periods approach, consider the benefits of an HSA

As open enrollment periods approach, you may be considering the benefits of an HSA.Paying for healthcare expenses can be very stressful, but there are options to assist in covering those unexpected bills. A Health...

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What is cyber insurance, and why might I need it?

Every year since 2003, October has been recognized as Cyber Security Awareness Month (CSAM). This effort was brought to life through a collaboration between the U.S. Department of Homeland Security and the National...

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If you get in an auto accident, what should you do?

If you get in an auto accident, what should you do? If anyone is injured, call 911. Move to a safe area. Get a police report, especially if the other party is at fault.Take pictures of damage, license plate, other...

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Standard versus broad auto insurance coverage in Michigan

Imagine the following scenario: Stella was traveling east down the street. Another auto was driving north and ran the stop sign. Stella’s car was hit. The police were called, and the other driver was cited for failure...

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Short-Term and Long-Term Disability Insurance. Is it worth it?

Disability Insurance, also known as Disability Income Insurance, pays you a portion of your wages in the event you are unable to work due to a serious illness, medical condition or injury. It is typically offered by...

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Are your Volunteers Covered?

Many kinds of businesses use volunteers on a regular basis, and it is typically a mutually beneficial relationship. But what happens if one of your volunteers gets hurt? Who pays their medical bills? The common...

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Do you have a child heading to college this fall? Talk to your agent about coverage changes

It's a busy time of year for parents preparing to send their children off to college. Your Friends In The Insurance Business at Ieuter Insurance Group recommend checking in with your agent before they depart to ensure...

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Defensive Driving Techniques to Avoid Accidents and Insurance Claims

If you want to reduce your risk of traffic accidents and the insurance claims that accompany them - which could cause your premium to go up - you need to drive defensively. Here are some driving tips to help you avoid...

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What to Look for When Buying a House to Avoid Unnecessary Insurance Claims

If you’re house hunting, you’re probably looking at many elements like the number of bedrooms or how updated the kitchen is. Don’t forget to check for these things too, which which may help avoid home insurance claims...

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Ieuter Insurance Group's Steve Scott's Wish-A-Mile Ride

For the Scott family, making a difference is a family affair. Steve Scott embarked on his first Wish-A-Mile Bicycle Tour last year, training much of the year for the rigorous 300-mile, three-day cycling circuit from...

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Beat the heat with a free Bay City Boat Lines tour compliments of Ieuter Insurance Group and Auto-Owners Insurance

Looking for a great way to beat the heat and explore the Great Lakes Bay region? Register for a History Tour on Bay City Boat Lines' Princess Wenonah next week (July 10-13), courtesy of Your Friends In The Insurance...

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New Michigan Distracted Driving Law Goes into Effect June 30

Michigan drivers take note: Under the a new law that takes effect on June 30, drivers will be barred from using social media, watching or recording videos or holding their phones to make a call while driving in addition...

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4 Water-Saving Tips for Your Garden

Water has been in short supply in many areas of the United States lately. And even if it’s bountiful where you live, you may be paying more for water than you’d like. Here are some tips for using less water and saving...

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State of Michigan charging new Personal Injury Protection (PIP) fee for all vehicles beginning July 1

Remember the auto refund Michigan drivers received from the State of Michigan last year? Now the MCCA fund (State of Michigan fund to pay for medical claims) is at a deficit in part because of all the money the...

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Boating Safety Tips

Are you planning on heading out on the open water this summer? Putting your boat in the water for the first time this year? Don't forget to reach out to Your Friends In The Insurance Business to make sure your coverage...

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Boating Season is Here – Are You Up to Speed on Safety?

With spring in full bloom and summer just on the horizon, prime boating season is upon us. And you might notice more people on the water than ever, because sales of recreational boats have been growing at a steady clip,...

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Donate Blood With Your Friends In The Insurance Business on May 23!

Did you know it takes less than 15 minutes to save a life (or lives) as a blood donor? Donation times typically run between 8 and 10 minutes and make such a crucial impact on community health. Sign up for your preferred...

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Smoke detector installation day is Saturday, May 6!

Did you know that more lives are lost every year to home fires than all other major disasters? Your Friends In The Insurance Business at Ieuter Insurance Group in Midland, MI. know how important it is to have properly...

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Ieuter Insurance Group earns Leaders' Level Award of Distinction from Michigan Insurance Company

Thank you to Shawn Gregg at at Michigan Insurance Company (a Donegal Insurance Group Company) for visiting the team at Ieuter Insurance Group to personally present this Agency of Distinction Award for reaching the...

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Congratulations Kurt and Dawn for earning the President's Club Award from Auto-Owners Insurance once again!

Thanks to the Midland Daily News for this coverage of our own Kurt O. Ieuter earning a spot on Auto-Owners Insurance's President's Club for the 23rd time in 2022. https://www.ourmidland.com/news/article/kurt-ieuter-...

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Don't neglect life insurance for the stay-at-home parent in your household

Why does a stay-at-home parent need life insurance? This is a question that we frequently get asked when discussing life insurance policies with our clients. Many people think of the income that a working parent brings...

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Why choosing an Independent Insurance Agent matters so much

Buying insurance can be confusing. Price is important, but so is getting coverage that fits your needs. You want good value for your money, whether you’re buying protection for your home, your car, or your business.The...

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Do You Need a Friend in the Insurance Business?

Your Friends In The Insurance Business at Ieuter Insurance Group were delighted to provide job shadowing this week for the participants in Northwood University's Insurance Leadership Academy for high school juniors and...

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When you spring forward this weekend, be sure to replace your smoke detector batteries, too!

In Michigan, we spring forward this Sunday, so don't forget to reset any clocks that don't automatically update including your microwave, older automobiles and more.While you're at it, we recommend switching out your...

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Do you need disability coverage?

Do you own a business? Are you a sole proprietor? Are you excluded from workers compensation? What happens if you get hurt at work and you do not have workers compensation coverage? Do you have enough money saved up to...

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Professional Liability Insurance: What Is It and Who Needs It?

Professional Liability is a type of business insurance policy that provides coverage for businesses and professionals to protect against claims for negligence or errors and omissions. Individuals with an area of...

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Ieuter 24/7 app

Ever forget to put your Proof of Insurance in your vehicle? Need to submit a change after hours? Need to send a Certificate of Insurance? With our Ieuter 24/7 app, you can do all of this and more! This great app will...

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Who Needs Life Insurance and How Much Do You Need?

It’s an unfortunate fact that life expectancy in the US has dropped recently. This has led many people to examine whether or not they should have a life insurance policy and, if so, how much coverage they should have....

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Join Your Friends In The Insurance Business Jan. 19 to Give Blood and Save Lives for National Blood Donor Month!

Did you know that January is National Blood Donor Month?It only takes 15 minutes to save a life, and we've expanded our hours for our January drive to make it easier to donate after work!Sign up for your preferred...

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After the holidays, it's a great time to update (or start) your Home Inventory List

Did you resolve to be more organized this year? One of the most important ways to do this and to make sure you're covered in an emergency is to update your Home Inventory list. There are some great apps that can help...

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Have questions about drone insurance coverage?

Did you give (or get) a drone for a holiday gift this year? Read this helpful info from our partners at the National Association of Professional Insurance Agents to answer all your drone safety and drone coverage...

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As you wrap up your holiday shopping, don't forget to insure your large purchases, and swing by Ieuter for a free sweatshirt!

As you finish purchasing the last gift items on our Christmas lists you may want to review your insurance coverage. Are you purchasing an Ipad for your teenager or a diamond necklace for your partner? If so, you may...

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What to Check Before Buying a Used Car

With the new car market impacted by shipping delays, many people are choosing to buy used cars lately. And some people only purchase a used vehicle because it saves them money and lets the first owner figure out if it’s...

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Practice caution when considering deep frying your Thanksgiving turkey

Will you be deep frying a turkey this Thanksgiving? Be sure to read the manufacturer's instructions carefully, and consider traditional oven-style turkey preparation if you can't ensure you'll be able to prepare your...

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Did you know modern homes aren't as fire-resistant as those of yesteryear?

From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and...

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Safety Around Fireplaces

As chilly fall evenings are finally upon us, Your Friends In The Insurance Business at Ieuter Insurance Group are thinking about fireplace safety. Here's some safety tips from our friends at the National Association of...

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Who Needs Cybersecurity Insurance?

For all your insurance needs, visit us at https://www.ieuter.com Ieuter Insurance Group - 414 Townsend St Midland MI 48640 (989) 487-1758 Social accounts: https://www.facebook.com/ieuterinsurancegroup/ https://twitter....

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How to Choose the Right Smart Security Camera

A security camera can help protect your property against intruders or provide evidence in the event of a break-in. But with all the technology available today, it can be tough to figure out which smart security camera...

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Pick up your free pumpkin at Ieuter Insurance Group while supplies last!

It's the Great Pumpkin Charlie Brown! 🎃 Wait ... that's not Charlie Brown, it's our own President Cal Ieuter! It's that time of year for the Great Pumpkin Giveaway brought to you by Your Friends In The Insurance...

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Give Blood and Save Lives With Your Friends In The Insurance Business on Sept. 13!

Your Friends In The Insurance Business at Ieuter Insurance Group are proud to be once again partnering with Versiti Blood Center of Michigan for a blood drive on September 13. We asked a few members of the five-gallon...

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Enjoy free ORV weekend safely with these ATV safety tips

Both Michigan residents and out-of-state visitors can enjoy DNR-designated routes and trails without purchasing an ORV license or trail permit this weekend (August 20-21, 2022). Here's some tips to enjoy free-ATV...

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Post-storm safety and cleanup

Much of our region saw some serious storms come through in the last 24 hours.Severe storms can be frightening-and damaging. Here’s a quick reminder of steps to take after a big storm: Don’t drive after a severe...

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Ride=sharing services present risks for drivers

You may have received an email from Your Friends In The Insurance Business at Ieuter Insurance Group warning you about the risks involved with ride-sharing apps, both for drivers and for passengers. If you have any...

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Simple Household Pest Control Methods

No one likes the thought of having pests in their home, whether they be rodents, cockroaches, ants, or any other common household pests. If pest activity is common in your area, it is important to take steps to prevent...

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Medicare fraud: How to recognize it and prevent it?

Medicare scams are something that often happen to the unsuspecting, and these scammers primarily target the elderly. Scammers will contact you through various means: phone calls, mail, fax, and even door-to-door. The...

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Issues and Insurance Coverage to Consider Before Renting Out Your Home

Issues to Consider Before Renting Out Your Home Renting out your home on a short-term basis while you’re away may seem like an easy way to earn some extra cash. But operating your home as a business, even in short-term...

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Celebrate the holiday safely with these Firework Safety tips


Summer heat & fire risks

For all your insurance needs, visit us at https://www.ieuter.com Ieuter Insurance Group - 414 Townsend St Midland MI 48640 (989) 487-1758 Social accounts: https://www.facebook.com/ieuterinsurancegroup/ https://twitter....

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All-terrain vehicle safety

It's"three free" weekend June 11-12, when the free off-road-vehicle (ORV) weekend lines up with Summer Free Fishing Weekend, when fishing licenses and the Recreation Passport requirement are waived at Michigan State...

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How to Make Your Family Vacation a Great One

Summer is here, which means it’s time to think about family vacations! (If you haven’t been thinking about them all year, that is.) Or perhaps a friend-cation like the one several Midlanders pictured above took recently...

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What to Consider When Choosing Auto Insurance

Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...

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Why You Need Service Line Coverage

Let’s spare a moment for something most of us use every day yet probably take for granted: our service lines. We rely on them for access to water, electricity, gas, Internet connection, and more, but only think about...

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Should I Buy Rental Car Insurance?

Most personal auto insurance policies cover you for rented vehicles, and they will cover you for the same coverages you have on your personal auto policy. Before renting a car, check first with your agent to see if your...

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How to Evaluate and Choose Energy-Efficient Appliances

Today's modern appliances are much more energy-efficient than their predecessors, and some are even better than the rest. When shopping for appliances, you'll likely be overwhelmed by choice, so it is important to know...

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Does my Blue Cross Blue Shield coverage include at-home Covid-19 tests?

Your Friends In The Insurance Business at Ieuter Insurance groups have been fielding a few calls from clients with questions about Blue Cross Network's coverage of in-home Covid-19 tests. As of Jan.15, 2022, all...

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Michigan Auto Insurance Refund Frequently Asked Questions Answered

Do you have questions about the refund of $400 per insured vehicle that Michigan policyholders are expected to receive by May 9, 2022? Visit the DIFS website for answers to frequently asked questions, including whether...

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When Roadside Assistance Isn’t Enough

If you’ve ever been stuck on the side of the highway with an RV issue, you know what a life saver roadside assistance can be. Whether you need a battery charged, a tire changed, or a tow you’re often back on the road in...

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How to Protect Your Classic Car

The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang,...

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How Independent Agents Are Different from Captive Agents

When it comes to buying insurance, you have two primary options available to you: independent agents like us, and captive agents. While both can provide insurance services, these two types of insurance agents are not...

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How to Decide If Solar Panels Are Right for Your Home

Solar panels can provide clean electricity for your home, helping you to save money on energy costs while also doing your part to help the environment. However, not all homes are suited to solar energy. Here's what you...

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10 Things to do to Prepare Your Home for Fall

Fall is a wonderful time - if your home is ready for it. So enjoy the last few weeks of warmer weather, but do a little preventative maintenance while you’re at it. You’ll fix small problems before they become big, and...

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Pet Insurance

Did you know Your Friends In The Insurance Business can help you insure your four-legged family members, too? Take comfort in knowing that we offer pet insurance for your fur babies. When you utilize pet insurance, you...

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Five Tips to (Finally) Get your Garage Organized

There’s perhaps no organizing task more daunting than the garage-it’s often the dumping ground for the stuff that has no other place in the house, or the things you don’t use but just can’t bring yourself to toss. How...

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Looking at a new piece of jewelry? Make sure to look at your insurance, too

Whether it’s a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life. However, many people who find themselves victimized by burglars-or a fire or some other...

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How Many Homes in the US are Underinsured

What is the meaning of underinsured? - If your property is underinsured, it means that your insurance policy covers only a part of your total assets. Reasons for Underinsured Homes - Reports suggest that there are...

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Can I Get Car Insurance For Mailbox Collisions?

We all make driving mistakes once in a while. People accidentally ram into mailboxes all the time, and even though you might not get hurt, your car may have sustained insurance-worthy damage. The question at this point...

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Term Life Insurance versus Permanent Life Insurance - Pros and Cons

A lot of financial advisors will stand by the statement: “Buy term and invest the rest.” This statement refers to the fact that term insurance is often 10x less expensive and that the stock market will traditionally...

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Home Cyber Protection Coverage -- Why it's important and what it covers:

Home Cyber Protection is more and more important and cyber crime has been increasingly on the rise and impacts both individuals and businesses alike. Home Cyber Protection provides the following coverages: Cyber Attack -...

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4 ways your business can benefit from Equipment Breakdown Coverage

From computers to cranes, stoves to HVAC systems, your business undoubtedly relies on equipment to run smoothly. However, the mechanical, electrical, and computer equipment your company uses are not invincible....

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What is general liability insurance for?

General liability insurance is crucial if you have a business to protect. If a third party gets hurt and has bodily injury, incurs property damage, or claims to have been damaged by an advertisement that was posted (...

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Snowmobile Safety Tips

We've finally got a good bit of powder on the ground, and snowmobile enthusiasts are ready to jump on the sled and have some fun. To keep yourself safe, there are precautions you need to take to ensure your safety and...

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Non-profits and non-owned auto usage

Do you have employees and/or volunteers using their personal vehicles on behalf of your organization for activities such as running errands, performing services, or transporting clients on behalf of your organization?...

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Top Tips for First Time Car Buyers

It's that time of the year again…back to school. We all hear about the deals for back to school products in radio and TV ads, along with seeing the large displays in our favorite grocery store. But something is...

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Thinking About That New Roof?

Many companies offer an annual discount for a new roof replacement. Documentation must be provided to the company to receive a discount, such as a letter of replacement from a licensed contractor or a paid receipt from...

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