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Should you consider life insurance for a stay-at-home parent in your household?

Many people wouldn’t think you’d need life insurance for a stay-at-home parent because they don’t generate any outside income. Income isn't the only factor to consider, however. A stay-at-home parent is responsible for many day-to-day tasks that keep their household running smoothly, and these tasks that could be quite costly if you had to pay a service to take on these roles. Here are some things to think about when determining the amount of life insurance that makes sense for your family:

  • Childcare, education, and transportation for your children 
  • Household tasks like grocery shopping, cooking, cleaning, and landscaping

When you start adding up what the average costs would be to perform the duties taken care of by a stay-at-home parent, a life insurance policy may make sense and provide peace of mind for your loved ones.

An additional reason to have a life policy is to take care of funeral cost and final expenses. A life insurance policy could also be used towards funding your children’s education.

Reach out to Your Friends In The Insurance Business at Ieuter Insurance Group with all your life insurance questions. 

For all your insurance needs, visit us at

Ieuter Insurance Group - 414 Townsend St Midland MI 48640

(989) 487-1758

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Photo by Alexander Dummer on Unsplash