Ieuter Insurance Group Blog

Handing over the keys to your teenager is a big moment-for them and for you. While it marks a new level of independence, it also comes with serious responsibilities, including making sure your insurance coverage is...

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As parents, the safety of our teenage drivers is paramount. With road accidents constituting a significant risk for young drivers, leveraging technology to enhance their safety isn't just smart; it's essential....

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"I am renting a car on vacation. Do I need to buy the rental insurance?"This is one of the questions our clients ask us the most frequently. The answer is that you should have some kind of coverage on the rental vehicle,...

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There has been a large surge in theft in the last five years, with car break-ins in particular increasing steadily. Here are a few tips that can help you protect your property and minimize exposure. -Make sure to always...

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Gap insurance pays the difference in a total loss on your vehicle between what is owed and the car’s current value. Unfortunately, most times when you drive a car off the lot, it depreciates immediately. Most vehicles...

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Life's biggest milestones, like marriage, buying a home, or having children, often bring new financial responsibilities and changes in your insurance needs. To ensure you and your loved ones have the right coverage in...

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Car theft is a frustrating and costly experience that affects thousands of vehicle owners each year. While most modern cars come equipped with advanced anti-theft features, thieves are becoming more sophisticated,...

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Do you have a teenager taking drivers' education class this fall? If you have a young driver in your home, you may be fearful about them driving on their own, especially in bad weather or road construction. Here are...

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Did you know that September and October are the most popular months for weddings? If you're getting prepared for upcoming nuptials, don't forget add touching base with your insurance agent to your wedding checklist....

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Do you have kids headed off to college later this month? Do you know what insurance issues their departure will raise? We highly recommend reaching out to Your Friends In The Insurance Business at Ieuter Insurance Group...

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Cracked windshields can happen anytime, anywhere. There are many scenarios where you may discover a chip or hole in your windshield. One of the most common incidents that our insureds experience is that they are driving...

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What is Hired and Non-Owned Auto Coverage? Hired and non-owned auto liability (HNOA) is a type of insurance coverage that provides protection for businesses and individuals in situations where they use vehicles that...

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Owning a boat can make weekends and vacations fun and memorable. Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of accidents and unwanted insurance...

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In the aftermath of an unexpected event, such as a fire, theft, or natural disaster, having a comprehensive home inventory can be a lifeline. This detailed list of your possessions not only aids in the homeowner...

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Have you heard of the Ieuter 24/7 feature? It is a website and most importantly an app that can be downloaded on your mobile device. The app allows you to access your proof of insurance and your policy documents, and...

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Cracked windshields can happen anytime, anywhere. There are many scenarios where you may discover a chip or crack in your windshield. One of the most common incidents that our insureds have is they are driving behind or...

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Auto insurance rates are on the rise again, as claim frequency and claim severity have both increased steadily in the past few years. With the 10 largest companies reporting double-digit increases in 2023 as reported in...

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As of last week, it's officially winter, although we in Michigan often experience wintery weather way before the winter equinox. If you're traveling this winter, we encourage you to take the following precautions to...

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Have plans to travel for the upcoming holidays? Safe travel in the winter certainly involves planning ahead. Here's some tips from our friends at the National Association of Professional Insurance Agents. (Did you know...

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Nighttime driving can be riskier at any age but seems to have the most impact on the elderly and young, inexperienced drivers. However, there are things you can do to keep your nighttime driving as safe as possible. As...

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If an employee drives their personal vehicle for business purposes, as the owner of the company, am I responsible for damages from a potential car accident? The answer to this question is yes! If an employee is driving...

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Executive umbrella policies provide additional liability limits in addition to your personal auto, homeowners and watercraft policies. What will happen to your assets if you’re involved in an automobile accident, and...

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If you get in an auto accident, what should you do? If anyone is injured, call 911. Move to a safe area. Get a police report, especially if the other party is at fault.Take pictures of damage, license plate, other...

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Imagine the following scenario: Stella was traveling east down the street. Another vehicle was travelling north and ran the stop sign. Stella’s car was hit. The police were contacted and the other driver was cited for...

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If you want to reduce your risk of traffic accidents and the insurance claims that accompany them - which could cause your premium to go up - you need to drive defensively. Here are some driving tips to help you avoid...

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Michigan drivers take note: Under the a new law that takes effect on June 30, drivers will be barred from using social media, watching or recording videos or holding their phones to make a call while driving in addition...

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Your auto insurance is one of the most important elements of your personal insurance portfolio. But some people purchase only the minimum required liability coverage, not realizing they may be leaving themselves open to...

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Ever forget to put your Proof of Insurance in your vehicle? Need to submit a change after hours? Need to send a Certificate of Insurance? With our Ieuter 24/7 app, you can do all of this and more! This great app will...

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Have plans to travel for the upcoming holidays? Safe travel in the winter certainly involves planning ahead. Here's some tips from our friends at the National Association of Professional Insurance Agents. (Did you know...

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With the new car market impacted by shipping delays, many people are choosing to buy used cars lately. And some people only purchase a used vehicle because it saves them money and lets the first owner figure out if it’s...

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Deer are everywhere, and with shorter days come more dark hours where it can be tough to avoid them! Many people ask, “What should I do when they jump out in front of me”? Most of the time you can see deer on the side...

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It's the Great Pumpkin Charlie Brown! 🎃 Wait ... that's not Charlie Brown, it's our own President Cal Ieuter! It's that time of year for the Great Pumpkin Giveaway brought to you by Your Friends In The Insurance...

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If you’re looking around for home or auto insurance, you may find the process confusing, especially if you’re new to buying coverage and aren’t familiar with the terminology. Here are five essential things you should...

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Both Michigan residents and out-of-state visitors can enjoy DNR-designated routes and trails without purchasing an ORV license or trail permit this weekend (August 20-21, 2022). Here's some tips to enjoy free-ATV...

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You may have received an email from Your Friends In The Insurance Business at Ieuter Insurance Group warning you about the risks involved with ride-sharing apps, both for drivers and for passengers. If you have any...

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It's"three free" weekend June 11-12, when the free off-road-vehicle (ORV) weekend lines up with Summer Free Fishing Weekend, when fishing licenses and the Recreation Passport requirement are waived at Michigan State...

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Spring is here, and we're starting to see more and more motorcycles on the roads. And the key word here is “see.” People driving cars and trucks often fail to notice the motorcyclists around them, partly because they’re...

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Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...

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Most personal auto insurance policies cover you for rented vehicles, and they will cover you for the same coverages you have on your personal auto policy. Before renting a car, check first with your agent to see if your...

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Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off...

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Do you have questions about the refund of $400 per insured vehicle that Michigan policyholders are expected to receive by May 9, 2022? Visit the DIFS website for answers to frequently asked questions, including whether...

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If you’ve ever been stuck on the side of the highway with an RV issue, you know what a life saver roadside assistance can be. Whether you need a battery charged, a tire changed, or a tow you’re often back on the road in...

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The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang,...

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E-Bikes are a popular holiday gift this year, which leads to questions about whether you have to do anything special when it comes to insuring them. The answer is: YES! Call Your Friends In The Insurance Business any...

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When it comes to buying insurance, you have two primary options available to you: independent agents like us, and captive agents. While both can provide insurance services, these two types of insurance agents are not...

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More and more people these days are choosing to add dash cams to their vehicles, and for good reason. These small cameras can be highly useful to you, especially in the event that you get a traffic ticket or are...

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You are in the process of shopping for a new car (or new-to-you car) and found one you love! The deciding factor for going through with the purchase may be the cost of insurance. Your Friends in the Insurance Business...

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We all make driving mistakes once in a while. People accidentally ram into mailboxes all the time, and even though you might not get hurt, your car may have sustained insurance-worthy damage. The question at this point...

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Do you have employees and/or volunteers using their personal vehicles on behalf of your organization for activities such as running errands, performing services, or transporting clients on behalf of your organization?...

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Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and...

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You’ve heard all the talk about driverless cars - but unfortunately, we’re still years away from living in a world where you just tell your car where to go, kick back and relax with a book (or, more likely, your phone)....

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It’s easy to lower your insurance costs - especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad...

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Talking to Your Teen About Safe DrivingWhen teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:Car...

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You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone.Even still,...

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No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If so,...

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Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to situations...

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It’s just rain — how much impact can it really have on your driving? The answer: a lot. You’re likely to experience lower visibility, reduced traction and increased difficulty in handling your car both during and after...

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Freezing temperatures, gusts of wind, patches of ice – winter can be a horrible time to be on the road, especially if you’re on vacation and aren’t used to driving in winter conditions. And, it’s an even worse time to...

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About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage, according to the U.S....

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It's easy to forget about your tires when it comes to vehicle safety. But with winter weather already in many parts of the country, tires are an important aspect you should keep in mind. Your tires can be the difference...

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There's nothing quite like driving a speedy, shiny classic car that turns heads and starts conversations. In fact, the beauty and elegance of old collectibles - like the 1964 Aston Martin DB5, the 1963 Corvette Sting...

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Millions of Americans will do some traveling this holiday season - the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you're simply driving around in Midland...

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It's an exciting time when your child heads off to college. Whether they're attending school in Michigan or have moved all the way across the country, there were a ton of things to get done last month, but did you...

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