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Ieuter Insurance Group Blog

All You Ever Wanted to Know About Insurance

Boater Safety Checklist

The weather is warmer, and you are ready to get out on the water. Here are some basic precautions to take before going out on your boat. · Make sure everyone onboard has a life jacket and that it is Coast Guard...

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Collateral assignment of Life Insurance

When borrowing from a traditional lender such as a bank, or even a private equity firm, the lender may require collateral be pledged as part of the terms of the loan. In addition to real assets, the lenders may...

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What are the real costs of not having enough liability insurance?

Many families have or will have teenage drivers in the household at some point, and that can be both exciting and scary at the same time. The sad truth is that insurance rates will go up when teenage drivers are added....

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Wedding Insurance

Weddings are a joyous time for a couple to celebrate their commitment to each other. An average wedding takes approximately 13 months to plan and the costs add up quickly with the average wedding cost totally nearly $34,...

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The Difference Between Comprehensive and Collision Insurance

Together, these two common types of auto insurance offer you protection when your vehicle is damaged. The type of damage they cover, however, is very different. Let’s begin with a description of each: · Collision covers...

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The different types of collision coverage

Michigan law requires you to have no-fault auto insurance on your vehicle. In the event of an automobile accident, collision coverage will help pay for damages done to your car. The three types of collision coverages...

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People Need to Buckle-Up in the Back Seat too!

Teens buckle-up far less frequently than adults, but everyone needs to buckle up when in an automobile. Sadly, 60% of our teens killed in car accidents were not wearing seat belts. Interestingly, the driver is more...

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Rebates and Payment Assistance

Many things have changed in the world since the COVID-19 outbreak. Schools are closed, places of business and worship are closed, and life as we know it will forever be different. We are happy to report that several...

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Benefits of having an agent

Being Your Friends in the Insurance Business is so important to us and there are so many benefits of using an Insurance Agent over buying direct. Buying direct means no agent is involved, and you are left to choose the...

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Understanding Employment Practice Liability Insurance (EPLI)

EPLI covers businesses against claims by workers that their legal rights as employees of the company have been violated. The number of lawsuits filed by employees against their employers has been rising. Even small...

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Safety in the workplace

Safety is important in the workplace but did you also know it could help to lower your insurance premiums? Making sure employees are trained correctly for the equipment they are using will significantly lower the risk...

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Make the most of your health insurance

Whether you’re covering the whole family or have an individual policy for yourself, health insurance is expensive. According to the Kaiser Family Foundation, the average premium for family coverage has increased 22%...

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Long Term Care Insurance

Can you afford an extra $75,000 to $100,000 bill during your retirement? If not, you should consider purchasing Long Term Care Insurance (LTC). Nobody wants to think about LTC but nearly everyone needs some version in...

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Newly acquired auto coverage

"I'm going to the dealership on Friday after work. What do I do if I buy a car?"In Michigan, if you have an active auto insurance policy with liability, comprehensive, and collision, you have fourteen days of automatic...

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Inland flood coverage on a homeowner's policy

Remember the flood in June of 2017 right here in Midland? So many were affected! Auto-Owners insurance now offers an Inland Flood endorsement that you can add onto your Homeowner’s policy which is specifically designed...

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Do you need equipment breakdown coverage?

Several homeowner’s insurance carriers offer Equipment Breakdown coverage. Equipment Breakdown covers important home systems and personal property due to loss by mechanical or electrical breakdown. Some of the covered...

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14 items you should keep in your car for all situations

1. Flashlight (with spare batteries) – Because sometimes life’s unexpected moments happen in the dark. 2. First-aid kit – Carry different sized bandages, antiseptic wipes, gloves, pain relievers, scissors, cotton balls,...

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Which state should I insure my vehicle in?

There has been some confusion on which state should insure your automobile. If you live primarily in one state (where you are licensed), you most likely have your vehicle titled and registered in that state. If that is...

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