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Ieuter Insurance Group Blog

All You Ever Wanted to Know About Insurance

Your friends in the Medicare business

Did you know that each day approximately 10,000 people become eligible for Medicare in the United States?  That is a lot of people walking around completely clueless about Medicare and its multitude of plan options. ...

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Traffic Roundabouts

What is a Roundabout? – There are no traffic signals or stop signs as drivers yield at entry to oncoming traffic in a circular intersection. Do Roundabouts help traffic flow? – Roundabouts promote a continuous flow of...

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Non-profits and non-owned auto usage

Do you have employees and/or volunteers using their personal vehicles on behalf of your organization for activities such as running errands, performing services, or transporting clients on behalf of your organization?...

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Different types of collision coverage

The State of Michigan offers three different types of Collision coverage for you to choose from. These different coverages help you tailor your insurance coverage to best fit your needs. Limited Collision - If you...

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How much life insurance do you need?

What would your family do if you died tomorrow? That is a tough question that you need to spend some time thinking about.  Will your family  be able to maintain their same lifestyle?  Do you have a lot of debt?  Young...

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Fraudulent Worker's Compensation Injuries

Many fraudulent claims can have a significant effect on any type of business even small.  A worker who fakes a disability will impact a companies productivity.  The absence of the worker claiming injuries creates a...

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Cyber Insurance

Why do you need Cyber Insurance? Businesses of all size, scale and industry can be affected by cybercrime but most hackers target businesses that employ fewer than 250 people.  On average 1.5M cyber attacks happen...

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Why invest in life insurance on kids?

Future insurability!  Don’t you want them to be able to protect your future grandkids?  Imagine if something unfortunate happens and they got sick.   Luckily, they get better.  But what if it is a type of cancer,...

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Summer boating safety tips

Summer boating safety –before heading out for a sun filled day on the water make sure your boat has flares that are not expired, enough life jackets for the passengers on your boat, anchors, ropes and a working ladder....

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Motorcycle safety tips

With warm weather upon us, we should all be aware of Motorcycle Safety. Following are some good tips: Keep a gap between you and cars – When riding or even driving, it is imperative to keep a safe distance between you...

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Do I really need an umbrella?

For less than the cost of a half hour with a lawyer, you can protect yourself and your family with an additional million dollars of liability coverage. An umbrella is even broader than going above your home, auto, and...

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What to do when the worst happens

After a loss happens, whether it is damage to your Home or your Auto, many things are running though your mind. “Who do I call for repairs?” “Is this covered?” “What is my deductible?” Something to always...

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Headlight restoration

Have you noticed a cloudy film over your headlights? This is quite common and is part of your vehicles natural wear and tear. Have you ever considered headlight restoration? This may sound like an additional expense...

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Driving in Heavy Rain

Getting stuck driving in heavy rain can be scary.  It’s hard to break quickly, and your car could hydroplane. Here are some tips for driving safely in a rainstorm. Turn on your headlights-Rain reduces visibility,...

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Water Back Up

Damage done by water back-up of sewers and drains is an optional coverage that most companies offer on a home policy, depending on whether or not your home is located in a flood plain area.  This protection provides...

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Five Ways to Lower Your Insurance Rates

In today’s economy it is important to keep our monthly expenses as low as possible. While I wouldn’t recommend sacrificing coverage to save a few dollars, there are many ways to keep your insurance cost down. 1. Ask...

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Multi Policy Discounts

Are you paying more than you should for insurance?  Is your agent applying all the discounts you deserve? Multi Policy discounts are real and one of the easiest ways to lower your insurance premiums.  When you bundle...

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Benefits of Independent Insurance Agents

With insurance companies promoting saving money by calling a 1-800 number it’s very tempting to pick up the phone and make that call but before you do remember what an independent agent offers you! Customer Service-It’...

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State of the ACA and Health Insurance Marketplace

Recent political and legislative events have called into question the law regarding how and when Americans can seek health insurance coverage. The Affordable Care Act, also know as Obamacare, has been in the news again...

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Wind and trees

With high winds causing trees to come down, we are getting many questions about who is responsible for a fallen tree on a neighbor’s building? If the tree is healthy, it is considered an act of God, and the owner of the...

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See a Doctor

We are already a month into 2019, and have probably already dropped our new years resolutions. However, there is one that should stick around, see a doctor this year. According to American Academy of Family Physicians...

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Is your home as efficient as it could be? An energy audit can tell you

Drafty windows. Leaky faucets. Dirty air filters. All are common issues in homes across the country, and they’re not just annoying-they also cost you money in decreased energy efficiency and higher bills. The U.S....

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