Thursday, May 30, 2024
Actual Cash Value (ACV) will replace your damaged or stolen items, minus depreciation at the time of the loss. Depreciation is calculated based on the items Replacement Cost and the expected life span. For example, let’...
Thursday, May 23, 2024
Many organizations have a board of directors and a staff of officers. Directors may be owners, employees, or someone outside of the organization serving in an advisory capacity. Officers are typically selected by the...
Thursday, May 16, 2024
Hired and non-owned auto liability (HNOA) is a type of insurance coverage that provides protection for businesses and individuals in situations where they use vehicles that they do not own for business purposes. This...
Thursday, May 9, 2024
Owning a boat can make weekends and vacations fun and memorable. Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of accidents and unwanted insurance...
Thursday, May 2, 2024
Many people wouldn’t think you’d need life insurance for a stay-at-home parent because they don’t generate any outside income. Income isn't the only factor to consider, however. A stay-at-home parent is responsible for...
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