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Ieuter Insurance Group Blog

All You Ever Wanted to Know About Insurance

Homeowners Actual Cash Value (ACV) and Replacement Cost comparison

Actual Cash Value (ACV) will replace your damaged or stolen items, minus depreciation at the time of the loss. Depreciation is calculated based on the items Replacement Cost and the expected life span. For example, let’...

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Does my organization need a directors and officers liability policy?

Many organizations have a board of directors and a staff of officers. Directors may be owners, employees, or someone outside of the organization serving in an advisory capacity. Officers are typically selected by the...

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What is hired and non-owned auto liability (HNOA) coverage, and do I need it?

Hired and non-owned auto liability (HNOA) is a type of insurance coverage that provides protection for businesses and individuals in situations where they use vehicles that they do not own for business purposes. This...

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Tips for towing a boat trailer to reduce accidents and insurance claims

Owning a boat can make weekends and vacations fun and memorable. Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of accidents and unwanted insurance...

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Should you consider life insurance for a stay-at-home parent in your household?

Many people wouldn’t think you’d need life insurance for a stay-at-home parent because they don’t generate any outside income. Income isn't the only factor to consider, however. A stay-at-home parent is responsible for...

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