Ieuter Insurance Group Blog

All You Ever Wanted to Know About Insurance

Protect Yourself with Cyber Liability Insurance!

Cyber liability insurance keeps growing with the advancement of technology but there are four exposures that you can cover today and protect yourself from loss.Data Breach: Increased government regulations have placed...

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Holiday Safety Tips

As our holiday season is quickly approaching there are some safety tips to make sure you and yours stay safe. 1.Salt and sand your walkways and steps. Slip and fall accidents are the most common cause of injury every...

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Health Insurance: 'Tis the Season!

The Affordable Care Act brought on many changes in the health insurance industry. The biggest one of all was the established Open Enrollment Period from November through January. This is the time of year when anyone...

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Thrifty Security: Burglar-Proof Your Home for the Holidays

It's not unusual, when you set out on that holiday trip, to look back at the house a little nervously. Sure, you remembered to lock the doors, but just how secure are things? What might happen while you're away?One way...

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Deep-Fryer Turkey Safety Tips

Will you be deep frying a turkey this Thanksgiving? If so, keep these tips in mind and reduce your risk of a deep-fryer-related fire.Thaw and dry the bird. Adding a partly frozen or wet bird to hot oil will cause...

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Tips for the Holiday Season

Thanksgiving and Christmas are quickly approaching - it's always a great idea to keep some key things in mind to stay safe and make the season even more enjoyable! Here are some safety tips from your friends at Ieuter...

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Safe, Secure Shopping: Tips for Black Friday

It's become almost as much a part of Thanksgiving as turkey and football: Black Friday, the morning-after (or in some cases evening-after) shopping spree. It's the biggest shopping day of the year, an event in its own...

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Life Insurance and Your Kids

No one wants to think about losing a child, but that is NOT why you should consider buying life insurance on a child. Future insurability is my number one reason. When you child gets older and has a family, what if they...

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New Home Discount Available from Auto Owners!

Do you have a generator to run the systems in your home in case of an emergency loss of power? If so, you would be eligible for a discount on your homeowners insurance! The Automatic Backup Generator Discount is offered...

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Your Home Maintenance Checklist for Fall

Fall brings more than just changing leaves and shorter days. In many areas, it also comes with a shift in weather conditions that can have a serious impact on your home. And, don’t forget, winter is right around the...

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Protecting Our Children's Future Made Easy!

When it comes to our children and grandchildren, can we ever provide them with enough protection? Will they be able to purchase life insurance to cover their future family's needs if something should happen to them? As...

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4 Ways to Help All Children Have a Great School Year

It's back-to-school time, and, if you have school-age children, your household is likely bustling with activity and filling up with books and backpacks. There are other households and school districts in your community,...

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Rental Coverage for College Students

Do you have a student in your family? College students living in off-campus housing are ideal candidates for renters insurance. Many students bring expensive gaming systems, smartphones, televisions and computers with...

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Keep Cool While Keeping Your Energy Costs Down

Two thirds of households in America have air conditioners, according to the U.S. Department of Energy - and they spend a total of $11 billion each year running them. Our guess is that most of those households (which may...

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Actual Cost Value vs. Replacement Cost

Have you ever filed a claim on your homeowner's insurance? If not, you may not be clear on what your policy pays for until damage has already been done. When it comes to wording, it's important to know the meaning of...

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Employee Theft - It Can Happen to You!

Did you know that small to medium size employers are often the most vulnerable to employee theft? Data for 2014 shows that 72% of employee fraud cases occurred in companies with less than 500 workers. In fact, 80% of...

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What is an Insurance Audit and Why Do I Need to Do It?

The word audit can be scary for most people - it creates the image of endless hassle and paperwork in almost everyone's mind. However, if you're a business owner it's important to understand that insurance audits are...

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Earthquake Insurance in Michigan?

When you think of high-risk areas for earthquake damage, Michigan probably doesn't come close to the top of your list. However, since the mitten has had two noticeable seismic events in the last few months - it may be...

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Boating Safety

No matter how much experience you have, it is always a good idea to review boating safety rules before your departure. Making the following 10 tips part of your normal routine will help to ensure a safe and enjoyable...

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Good Student Discount

Did you know you might be able to save money on your auto premiums? If you have a child on your auto policy who gets good grades it may be worthwhile to check with us to see if the discount is available to you. Here are...

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Tips for a Safe Fourth of July — From Food to Fireworks

Memorial Day might be the unofficial start of summer, but Independence Day is when the season truly kicks into high gear. July 4 is a holiday that has something for everyone, whether you like to host (or attend)...

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Skin Cancer Prevention

With the weather finally giving us the opportunity to spend more time outdoors it is important to know the risks of sun damage and ways to prevent harming your skin. Melanoma is the most common form of cancer diagnosed...

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Commuting by Bike: How to Get to the Office on Two Wheels

There are plenty of great reasons to bike to work: Commuters who ride save money on gas and car insurance, stay fit and help the environment (they don't get stuck in traffic, either). And they even have fun - as long as...

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Potholes: Who's At Fault?

As residents in a state that experiences all four seasons, we know that roadways can deteriorate quickly. It's a running joke in Michigan that we actually only have two seasons - winter and construction. Because of this...

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Pool Safety: Stay Safe This Summer!

With summer right around the corner, pools are being opened up for friends and families to enjoy. Water safety is extremely important especially if you have children and pets around your house. Here are a few steps you...

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Personal Umbrella Policy: What is it and do I need one?

People have insurance for one reason: to protect their family and assets. But when you start playing out the "what ifs" you may find yourself in a situation where your home or auto insurance could not be enough. That's...

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Motorcycles: What You Need to Know!

Do you own a motorcycle? Do you understand the coverage you have for yourself and your passenger? Motorcycles must be insured but this does not provide you complete protection under Michigan's no-fault policy. To fill...

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Getting Your Boat Out of Storage and Into the Water

Spring is here, and you’re ready to get out on the water. But is your boat ready? Even if you’ve kept it properly stored for the winter and protected from the elements, there are still a number of things you need to...

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Boater's Safety Requirements - Make Sure You're Prepared!

As the warmer weather is approaching it's about that time to get those toys out! If you are like many Michiganders, you enjoy boating in the summer. But did you know that there are certain things you must keep on board...

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Spring Into Home Maintenance Mode in Michigan

Spring is a time for rejuvenation, and, as the weather gets warmer here in Midland, Michigan, and the days grow longer, there's a positive energy in the air. Many people decide it's the perfect time for reorganizing and...

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Cyber Liability Coverage

Does your business need cyber liability insurance? Big or small (40% of claims are less than 500 employees), the answer is yes! Did you realize that $195 average cost for each record lost? Even if a third party handles...

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Vehicle Titles: What You Need to Know!

When it comes to personal auto insurance our agency gets a lot of frequently asked questions. Here is the answer to one that is crucial to your coverage. We often hear: "Why does it matter whose name is on the title?"...

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How Do Traffic Violations Impact My Auto Insurance?

Your driving history is one of the biggest factors in determining what you pay for car insurance. If you drive for several years without causing an accident or committing a violation, you will earn lower auto insurance...

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Spring Maintenance: 10 Tips For Your Home

The weather in Michigan is getting warmer and before you head off for Spring Break, it's a good idea to venture out into the sunshine to take a look at the condition of your home. Winter weather can do damage to your...

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'Tis the Season for Rec Vehicles!

Spring is in the Air! With warmer weather comes the process of getting ready for the summer. This includes bringing toys out of storage such as boats, motorcycles, campers, or sports cars. It's important to make...

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How to Create Your First Garden This Spring

From genetically modified crops to the environmental and health effects of pesticides, more and more Michigan residents are questioning whether they should grow what they eat. Wherever you stand on the issues...

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Helping Seniors Have a Wonderful Winter

Slippery sidewalks. Freezing temperatures. Power outages. Winter isn't always a wonderland. If you regularly lend a hand to a senior friend or family member here in Michigan, it may be a good time of the year to provide...

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Do I Need Long Term Care Insurance?

Should you buy long-term care insurance? Where do you start to look for answers? At Ieuter Insurance group, we think education on this topic is very important. Let's look at the map for long-term care created by one of...

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Owning a Business: Insurance 101

Becoming a business owner comes with quite a few risks but many can be avoided. Purchasing adequate insurance coverage will help safeguard you and your assets in the event of a potential claim. At Ieuter Insurance Group,...

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The Right Tires for Winter Driving

It's easy to forget about your tires when it comes to vehicle safety. But with winter weather already in many parts of the country, tires are an important aspect you should keep in mind. Your tires can be the difference...

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Having a Super Bowl Party? Know Your Risk!

Super Bowl Sunday, since the inaugural game in 1967, has gained the status of a major holiday for Americans. On this day, we eat close to amount of food we do on Thanksgiving and drink the equivalent of 493 Olympic-...

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Auto Technology vs. Driving Conditions

Technology is always advancing and the auto industry is at the forefront of change. Do you know about all of the safety features available today? You might be thinking about buying a new vehicle or you may even have...

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Health Insurance 101: FAQs for 2015

The Patient Protection and Affordable Care Act (PPACA) was signed into law during 2010. Since then it has caused a LOT of confusion, all the way up to the Supreme Court. Don't let healthcare reform strike fear into your...

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Winter Safety Tips for Business Owners

As the snow and ice increases there are lots of concerns about safety. Driving to school or work, making sure a roof will hold under the weight, or avoiding getting stuck in a driveway are primary concerns for most...

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Holiday Safety Tips for Your Four-Legged Friends

As a nation, our pets are like family, so let's make sure they enjoy the holidays with us while staying safe. As a general rule of thumb, always keep pets on a regular routine, even during the holiday season. Don't let...

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