Ieuter Insurance Group Blog

All You Ever Wanted to Know About Insurance

Cyber Liability

What is Cyber Liability and why should you have Cyber Liability for your business? This type of insurance covers your business liability for a data breach involving sensitive customer information. You should have cyber...

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Icicles

Icicles may be pretty to look at, but resist the urge to look up – you could be injured. Icicles can become very dangerous when they grow large, especially when they have a long distance to fall. Besides the risk of...

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Is Your Vehicle and Coverage Ready for This Winter?

It’s that time of year again where the roads are going to start getting slippery. Make sure that your tires and fuel levels are good every time you go out. Be careful and maintain a safe speed. In the event of an...

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Five Common (and Potentially Costly) Homeowner Mistakes

Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up-whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require time...

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Percentage Deductibles

Do you ever look at your insurance declaration pages in detail at the time your policy issues or renews? Or do you search for them or call your agent once you have a claim asking about the amount of your deductible? A...

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Five Ways to Protect Your Personal Electronic Data

Online data breaches are just an unfortunate fact of life now-as the New York Times put it, you might as well assume that your personal information has been taken, because cyberattacks happen all the time. That’s why we...

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Why Buy Life Insurance on a Kid?

No one ever wants to think about buying life insurance on a child. But here is why you should: the future insurability of a child. Even with no family history of any illnesses, we can give you countless stories of young...

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Social Media and Your Insurance

Everyone knows umbrella liability policies are the best forms of protection money can buy. They respond to protect you above and beyond your homeowners and auto insurance in the event of litigation. But why have they...

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Theft of Personal Property and Your Home Policy

On your homeowner’s, condo, or renter’s policies, there are value and coverage limitations for certain types of your personal belongings. If you have a theft of such items as jewelry, furs, silver or gold items,...

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Let's Keep Our Lawns and Ourselves Safe

For many of our neighbors, summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. Each year about 400,000 people are treated for...

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Ready, Set, Fall!

Summer is coming to a close, the kids are back to school, the days are getting shorter, which means fall is on its way. With cooler weather we will be spending more times inside. Take the time to make sure your home is...

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It's Harvest Time!

At Ieuter Insurance, we support farmers! We know that it takes a lot of dedication, long hours, and hard work to bring in your crops. Looking to buy new equipment to improve your harvest experience? Call for a Tractor...

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Medicare 101

Aging into Medicare can be scary, but it can also come with many unexpected perks. Here are some answers to common questions that may surprise you: Am I going to have to choose a new doctor? Approximately 91% of all...

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Annuity? Why Wait...

In today's economy it is hard to find a savings account that has a higher interest rate than .3%. In fact the national average interest rate is 0.06%. Sure you can find a couple of online banks that will hover closer to...

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6 Tips for Getting to Work on Two Wheels

Did you know that hundreds of thousands of people in the United States commute to work by bicycle, according to the U.S. Census Bureau? That’s a lot of cars off the road each day, a lot of gasoline saved and a ton of...

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What is an Umbrella Policy and Why Should I Have One?

An umbrella is a liability policy providing up to $5 million in coverage. This is a separate policy designed to supplement your auto, home, renters, and business policies. It protects your assets from unforeseen tragic...

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Do You Work for Shipt? What You Need to Know!

What a time to be alive! Now we can order our groceries through an app and have them personally delivered right to our office, home, or location of our choice. As Shipt’s popularity continues to grow for members, so...

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Essential Safety Tips for Nighttime Boating

If you own a boat (or better yet, as the joke goes, you know someone with a boat), you’ve probably thought about spending some evenings on the water - especially in the summertime. It’s a great thought, of course. But,...

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What State Should My Auto Insurance Be In?

There has been some confusion over time regarding what state your vehicle’s insurance needs to be in. If you live primarily in one state (where you are licensed), you most likely have your vehicle titled and registered...

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What is Physical Damage Coverage?

What is physical damage and why is it important? Physical damage provides coverage for your vehicle due to a loss such as accidents, collisions, fire, theft or vandalism. There are two types: 1. Comprehensive physical...

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Essential Health Benefits: What You Need to Know!

Did you know there are over 15 health benefit available to you for free with your Affordable Care Act health insurance plan? The Department of Health and Human Services estimates that less than 40% of people eligible...

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Commonly Found Home Inspection Items

Homeowners insurance carriers will periodically conduct inspections on properties that are new with the company. Some have a policy of reviewing in a certain time frame (as often as every 3-5 years) or based on random...

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Should I Turn Left or Right?

Years ago, one of the first things I remember about meeting my future Mother-in-law is that she didn’t like to drive. She disliked driving so much that she would plan her daily driving route with right hand turns only,...

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Motorcycle Driving Tips

Summer is here! And if you have a motorcycle you're probably getting it back on the road soon. At IIG we feel it's important to educate everyone, especially those who may not have motorcycle experience, on how to keep...

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Summer Driving Tips

Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and...

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Motorcycle Season is Here!

It’s Motorcycle Season! Now is the time to get re familiarized with the rules of the road. We have compiled 10 motorcycle tips to help everyone enjoy a safer ride. 1. Watch Drivers' Heads and Mirrors Paying attention...

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Protecting Your Home: Understanding Your Home Insurance Policy

As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more...

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Young Drivers: What You Need to Know

When should I have my young driver on his own policy? A young driver should have their own policy when they either have their own vehicle or turn 18. Why? The reason for this is liability. A parent or legal guardian...

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Do You Have 15 Minutes? Let's Talk Agents

Our culture has changed so much in the last few years! Now you can order almost anything online and have it delivered to your doorstep. While this has serious perks it can have drawbacks with things that are better...

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5 Spring Cleaning Tips to Keep your Insurance Up to Date

Here's a handy check list to make sure you're properly covered! Toys & Vehicles – Did you take insurance off any motorcycles, ATVs, boats, or vehicles in the fall, or never had it in the first place? Make sure you...

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Do I Need to Tell My Insurance Company If My Dog Bites Someone?

You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize-4.5 million occur every year in the U.S., according to the Centers for...

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Warm Thoughts for Boating Season

On this very snowy day we thought we'd talk about happier times in the sunshine! With summer approaching many people are thinking about getting their boats ready to hit the water. Here are a few tips that will help make...

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Michigan Catastrophic Claims Association (MCCA) Assessment Increase

Effective July 1, 2018 the MCCA Assessment will be increasing from $170 to $192 per insured vehicle. You may be wondering what is the MCCA? The Michigan Catastrophic Claims Association (MCCA) is a private non-profit...

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Buying a Car? Call Us!

Buying a new car? It's best to remember to call us, please don’t leave it to the dealership. When buying a new vehicle, reach out to our agency at your earliest convenience and we will walk you through everything. We...

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Electronic Proof of Insurance

What is a proof of insurance? A proof of insurance is a card that is presented to you by your insurance carrier that shows that you have purchased insurance for your vehicle. It is also referred to as an insurance ID...

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Protect yourself from Carbon Monoxide at Home and at Work

Every year, according to the Centers for Disease Control and Prevention, hundreds of people in the U.S. die from carbon-monoxide (CO) poisoning-and the invisible, odorless gas sickens thousands more. The numbers seem...

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Truckers: Off Duty Drive & Personal Use

Many businesses in the trucking industry now use electronic logs (e-logs) to track the use of a vehicle for their drivers. This is a convenient way to keep records for any important information like mileage, location,...

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Travel Insurance: don't include risk with your plans!

The winter is almost over but before it is many people will be leaving for sunnier parts of the world. Whether traveling to beat the winter blues or for spring break please remember we can help with your travel...

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What Is an Insurance Audit?

Audit can be a scary word. Most people get very anxious when they hear it. They associate it with the IRS and their own income taxes. But insurance audits don't have to be intimidating and can even results in refunds or...

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Long Term Care Insurance: Do You Need It?

We are often asked about the necessity of Long Term Care insurance, especially when our insureds are dealing with transition for a loved one. The move to a higher level of medical attention is something that can have a...

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Insuring Jewelry: How to Know if Your Coverage is Enough

A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason you treasure a piece of fine jewelry is a reason it should be insured. However, calling...

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Company Car? Things to Know About Commercial Auto Coverage

Does your business need commercial auto coverage? If you use a vehicle for work, you probably need a commercial policy. Many small business owners are excited to purchase a company car; however, what they don’t realize...

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Lakeside Living Coverage

This time of year spring seems a long way off but we thought we'd give you a glimpse of warmer weather by talking about a new coverage offer from Auto-Owners Insurance! For those of you who have an Auto-Owners home...

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Tips for Buying a Safe Car

You’ve heard all the talk about driverless cars - but unfortunately, we’re still years away from living in a world where you just tell your car where to go, kick back and relax with a book (or, more likely, your phone)....

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