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Ieuter Insurance Group Blog

All You Ever Wanted to Know About Insurance

Ieuter Insurance Group June 2024 Newsletter


Stop by our office for a free American flag in honor of Flag Day

Your Friends In The Insurance Business at Midland Michigan's Ieuter Insurance group are honoring Flag Day, which is Friday, June 14, by distributing free American flags. This is the ninth consecutive year that we've...

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Homeowners Actual Cash Value (ACV) and Replacement Cost comparison

Actual Cash Value (ACV) will replace your damaged or stolen items, minus depreciation at the time of the loss. Depreciation is calculated based on the items Replacement Cost and the expected life span. For example, let’...

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Does my organization need a directors and officers liability policy?

Many organizations have a board of directors and a staff of officers. Directors may be owners, employees, or someone outside of the organization serving in an advisory capacity. Officers are typically selected by the...

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What is hired and non-owned auto liability (HNOA) coverage, and do I need it?

Hired and non-owned auto liability (HNOA) is a type of insurance coverage that provides protection for businesses and individuals in situations where they use vehicles that they do not own for business purposes. This...

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Tips for towing a boat trailer to reduce accidents and insurance claims

Owning a boat can make weekends and vacations fun and memorable. Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of accidents and unwanted insurance...

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Should you consider life insurance for a stay-at-home parent in your household?

Many people wouldn’t think you’d need life insurance for a stay-at-home parent because they don’t generate any outside income. Income isn't the only factor to consider, however. A stay-at-home parent is responsible for...

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Getting ready for boating season? Don't forget these safety tips and to ensure your boat is insured before you hit the water

Are you planning on heading out on the open water this summer? Here are some tips to keep in mind: Before you go: Take a boating safety course, have young swimmers take swimming lessons, have your boat checked for...

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Ieuter Insurance Group welcomed into Hastings Mutual Insurance Company's 1885 Club for 2024

Hastings Mutual Insurance Company, an award-winning regional property casualty insurer serving six Midwest states, recently congratulated Ieuter Insurance Group on earning membership into The 1885 Club for 2024. Of the...

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Ieuter Insurance Group is hiring for the role of Account Analyst


Donate blood and make a difference with us on April 10

Your Friends In The Insurance Business at Ieuter Insurance Group hope you'll join us in making a difference at our next blood drive, April 10 from 2 - 5 pm at the mobile blood donation center in our parking lot. Giving...

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The essential guide to creating a home inventory: Why and How

In the aftermath of an unexpected event, such as a fire, theft, or natural disaster, having a comprehensive home inventory can be a lifeline. This detailed list of your possessions not only aids in the homeowner...

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March 2024 Ieuter Insurance Group Newsletter

Read our March 2024 newsletter here: newsletter-march-2024.pdf

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Paperless billing saves money and time for Ieuter Insurance Group customers who choose Auto-Owners Insurance as their carrier

Want to have your bills and policy documents emailed to you to cut down on your mail? Have to update where your payments are being pulled from? Need to check on your coverages? For our customers who have Auto-Owners...

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I own an LLC – Do I need a workers compensation policy?

A Workers Compensation policy covers the medical care for workplace injuries and illnesses. It also provides lost wages for employees who are injured on the job. If your LLC has even just one employee, you are required...

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My basement is finished – What coverage do I need?

Having a finished basement comes with it’s share of concerns on whether you’re protected from unforeseen circumstances. We highly recommend Water Backup, also referred to as Sewer Backup, coverage. What does Water...

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How to use Ieuter 24/7

Have you heard of the Ieuter 24/7 feature? It is a website and most importantly an app that can be downloaded on your mobile device. The app allows you to access your proof of insurance and your policy documents, and...

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How to choose the right contractor for home improvement projects and avoid liability claims

If you’re planning a home improvement project, you probably have many contractors available to choose from. How do you pick the right one that will get the job done safely and without liability issues? Follow these tips....

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Renting vs. Owning a Home: Protect Your Property No Matter Which You Prefer

If you’re on the fence about renting or owning a home, here’s a helpful look at the upsides of each option. Remember to get the right insurance when you make your choice, so your property is fully protected. The...

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My windshield is cracked – What do I do?

Cracked windshields can happen anytime, anywhere. There are many scenarios where you may discover a chip or crack in your windshield. One of the most common incidents that our insureds have is they are driving behind or...

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It's a great time to get an auto insurance proposal from Ieuter Insurance Group

Auto insurance rates are on the rise again, as claim frequency and claim severity have both increased steadily in the past few years. With the 10 largest companies reporting double-digit increases in 2023 as reported in...

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I am a sole proprietor ... Do I need workers compensation insurance coverage?

Most sole proprietors are a one-person team and the owner of the business is not considered an employee. However, this is not always the case and sometimes there is a small crew. A sole proprietor is not required by the...

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What is Medicare Supplement Insurance (Medigap), and is it right for me?

Original Medicare doesn’t pay for all the cost for covered health care services and supplies. Medicare Supplement Insurance (Medigap) policies sold by private insurance companies can help pay some of the remaining...

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Top Home Improvement Projects That Can Increase Your Home Value

When you tackle home improvement projects, it’s wise to prioritize those that add the most to your property’s value, especially if you might put your home on the market in the next few years. Here are the renovations...

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