Ieuter Insurance Group Blog

All You Ever Wanted to Know About Insurance

Do I Need to Insure Christmas Gifts?

As we finish purchasing the last gift items on our Christmas lists you may want to review your insurance coverage. Are you purchasing an ipad for your teenager or a diamond necklace for your wife? If so, you may want to...

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Outdoor Insurance

Ieuter Insurance Group has many specialized insurance programs geared towards outdoor and recreation businesses. Do you run or own a hunt club or shooting range? What about a hunting/fishing lodge, or do you provide...

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Personal Injury Protection (PIP)

If you are hurt in an automobile accident, this part of your no-fault policy will pay all reasonably necessary medical expenses with no maximum limit. It will also pay, up to a maximum amount, for the wages you would...

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Make Sure Your Pets Travel Well for the Holidays

The holiday season is here - time to eat good food and join together with loved ones. For many who have families far away, this is also is the time to pack up and get out of Michigan. If you are gearing up to travel and...

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Tips for Preparing Your Home for Winter

Winter weather often prompts people to start preparation for the upcoming holiday season, but consumers should also be preparing their homes for the cold months. It's recommended having a licensed professional inspect...

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How to Safely Deep-Fry a Turkey

With the holiday season approaching, an increasingly popular method to prepare turkey is to deep-fry the entire bird. Please heed the following safety tips to help minimize injury to you or damage to your property....

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Winter is Coming

Don't get stranded in cold weather unprepared. Safety check your vehicle for the following items: Battery - fluids - belts, tires for proper tread and tire pressure. Have a survival kit in your trunk which should...

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Prevent Winter Home Claims

Winter brings snow-packed roofs and damaging ice dams. If your attic is not properly insulated, heat from the attic will melt snow on the roof and the melted water can pool up and leak into the house. Also once the...

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Make Football Season Fun and Safe

Finally, we're welcoming fall, that eagerly anticipated season when we get to enjoy cooler temps, colorful leaves and, of course, football season in Michigan. Football brings with it a whole host of seasonal activities...

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Long-Term Care Insurance

Long-term care (LTC) insurance is important coverage that provides a valuable financial resource. It helps cover the cost of long-term care you might need in the event of an illness, accident, or through the normal...

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Your Friends in the Insurance Business

When you go to a friend for advice, they don't send you to an 800 number, and we don't either. Whether you call it a motto, a slogan, or catchphrase, "your friends in the insurance business" is something that we believe...

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Deer on the Move

It is that time of year that the deer like to roam. Be very aware of them coming from the side of the road, crossing the road, or dashing out from nowhere. They move more during the dawn and dusk hours which makes it...

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A Different Season Means Different Dangers For Motorcyclists

Fall is a wonderful time to be outside on your bike, thanks to the crisp, cool weather and changing colors of the landscape. Staying safe on the road in autumn requires some special precautions, however. Because we at...

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Winterizing Your Boat

Winterizing your boat is vital to protecting the value of your boat and its condition. Most insurance companies won't cover damage due to freezing or neglect. As boat owners know, a cracked hull or engine is very...

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Who Needs a Personal Umbrella Policy?

A personal lines umbrella policy is an insurance policy with high liability limits designed to provide protection over other insurance policies like a homeowners or personal auto. Who needs an umbrella policy? Anyone...

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Life Insurance Gap in Gen X

A recent survey by New York Life that was highlighted in USA Today shows that Americans are underinsured when it comes to Life Insurance, and they know it. Generation X, those born between '65 and '76, report that they...

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Back to School Safety Reminders

The end of summer in Michigan means many things, such as cooler weather, shorter days and ... the start of football! But most important, it means kids are headed back to school. And that means we all should be extra...

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Did Your Child Leave for College?

If your child is leaving to college with a new laptop or other expensive gadgets, it's time to make sure their property is safe in case of fire or theft. If your child is living on campus, your homeowners policy will...

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Home Improvements

Many of us do home improvements during the summer months. You should consider contacting our agency when you've completed a project. These improvements most often add value, and the amount of insurance you carry on your...

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Flood Insurance - What You Should Know

You've probably heard this horror story before - someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn't cover flood damage. At Ieuter Insurance we want you to be...

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Individual Health Insurance

Whether you purchase health insurance on your own, get it through your employer, or are covered by a government program such as Medicaid or Medicare, everyone should have insurance. Beginning in January 2014, everyone...

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Liquor Liability Insurance

If your business is one that sells, serves, manufactures, or oversees the sales of alcohol, then your business needs a commercial liquor liability policy. What this type of insurance does, is it protects your business...

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When Things go BOOM in the Night - Fireworks Safety

For most of us, the Fourth of July is a time to enjoy the company of family and friends, having fun and creating memories - whether at home or away But for some families, the holiday is a nightmare. Each year, homes in...

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The Accident Wasn't My Fault, so Why Are My Rates Going Up?

This is a great question and one that has become more common in the last 3 years. Insurance companies completely changed the way they rate policies over the last decade. They use a complex formula that they refer to as "...

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Increase Your Gas Mileage

Summer is finally here and that means it's time to get out and enjoy the weather. Gas prices may be on the rise, but don't let that stop your fun in the sun. Here are a few tips to help increase your gas mileage. 1:...

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Insurance Company Discounts

Due to the rising cost of insurance, consumers are constantly looking for ways to keep their premiums to a minimum. Many insurance companies offer discounts that people may not be aware of. For auto insurance, if your...

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Do You Own a Classic Car of the Future?

There's nothing quite like driving a speedy, shiny classic car that turns heads and starts conversations. In fact, the beauty and elegance of old collectibles - like the 1964 Aston Martin DB5, the 1963 Corvette Sting...

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It's That Time of Year Again...Pull Out Those Grills!

This past weekend marked the kick off of grilling season! How I have missed the smell of grilled food lingering in the warm air. Before getting carried away thinking you are the next grill master remember these five...

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Disability Insurance- Protect Your Most Important Asset

We use insurance to protect a variety of assets, from cars to homes to jewelry. But many people forget to insure their most important asset - the ability to work and earn a living. It probably doesn't show up on your...

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A Time to Celebrate Mothers

As the second Sunday of May nears, it's time to think of ways to celebrate mothers - although, of course, that's a worthy pursuit at any time of year! At Ieuter Insurance, we thought it would be fun to give you a little...

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Cyber Liability Insurance

This has been a hot button for me as of late. It seems to be the new storm that is evolving in the insurance coverage concern arena. It not only revolves around unauthorized access to "personally identifiable...

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Medical Payments on a Motorcycle

Medical payments on a motorcycle is very important to have. It will cover you for any injury sustained in a motorcycle accident caused by either a motor vehicle or hitting of a deer. But, please be advised if in an...

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It's Time for Spring Cleaning!

Spring is a time of new beginnings in Michigan - and now is a great time to take on some cleaning and organization tasks around your home. If you're anything like many of us here at Ieuter Insurance, some of these tasks...

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Business Income Expense Coverage

Business income expense coverage is essential to any business as it protects the business' income flow and assists in paying bills if, unfortunately, you are hit with a major loss such as a fire. The purpose is to...

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Non-Profit Insurance

Are you on a non-profit board? Don't just assume that there is directors and officers coverage. Ask the question. When you volunteer to service on a board, your personal assets could be at stake. So make sure they have...

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Insuring Modified or Altered Vehicles

Modified or altered vehicles, and motorcycles (including home built motorcycles, and ATV's) can be difficult to insure, and you need to make sure they are being listed properly on your policy. These vehicles include but...

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What Factors to Consider When Insuring my Church

Almost all insurance policies will cover the four walls of a traditional church and provide liability protection from "slip and fall" accidents. However, beyond that, what factors should be considered to provide...

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Many Factors Affect Your Auto Insurance Rate

There are many factors and discounts that influence auto insurance rates. Your garaging zip code, age, type of vehicle you insure, claims history and driving records of the individuals that live in your household all...

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Get Ready to Safely 'Spring Forward'

Daylight Saving Time begins Sunday, March 10, 2013, for most places in the United States, so don't forget to set your clock forward one hour. We here at Ieuter Insurance want to remind you it's also a great time to...

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Which Type of Life Insurance is Best for Me?

Term life insurance coverage is best suited for those needing to cover a specific amount of liability for a specific period of time, (to cover a mortgage, car loan, student loan, etc) or those needing a lot of coverage...

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Employment Practices Liability Insurance (EPLI)

Employment Practices Liability (EPLI) is a growing product in the insurance market. EPLI coverage grew out of the increased risk of claims and litigation related to employment practices. EPLI deals with wrongful...

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Be the Pinnacle of Health & Wellness This Winter

It goes without saying that keeping yourself and your family healthy through the winter months in Michigan can be a challenge. When you combine chillier temps, housebound days - not to mention kids passing around colds...

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Myths and Facts About Flood Insurance

Flood Insurance-- Definition: The flooding of two properties in the area or two or more acres. Flooding can be caused by: 1) overflow of any body of water 2) the unusual and rapid accumulation or runoff of surface...

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Use Life Insurance to Leave a Legacy

Year after year, studies show that Americans give more and more to charity. We care about our communities and our fellow citizens, and we express that conviction with our donation dollars. As you look at your legacy and...

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Reducing Winter Weather Risk

Water damage to your ceilings and walls from leaks caused by ice dams can be devastating. You can avoid or reduce your risk by taking some basic steps. ICE DAMS An ice dam is a build-up of ice at the lower edge of a...

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Flood Insurance Policies

A standard homeowners insurance policy does not cover flood damage, which is a common misconception made by policyholders. In order to be covered for flood damage you must have a separate flood insurance policy. A flood...

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Protect Your Motorhome and RV From the Cold

If you're a snowbird and you're headed away from the cold this winter to a sunnier and warmer spot, you can move on to the next article. Just know that we here at Ieuter Insurance wish you a safe journey - and that we'...

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