Ieuter Insurance Group Blog

All You Ever Wanted to Know About Insurance

Make Home Safety a Priority While You’re Away for the Holidays

The holidays can be a great time to get out of town to visit family you rarely get to see, hit the slopes or flee to the beach. Regardless of how you spend your time away, you need to ensure your house stays safe while...

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Electrical Safety Tips

Everyday life now includes a heavy dose of electricity to power our beloved devices - from computers to phone chargers. It is a common problem to run short of electrical outlets in the office, home, or workshop. Adding...

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Top 10 Car Winterizing Tips

1. Check your tire pressure and consider snow tires. Wet or icy roads can cause dangerous conditions in the winter so make sure your tires are equipped to handle adverse weather conditions. 2. Check your battery. Winter...

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Gutter Maintenance

As winter approaches we have gotten a fortunate break in between the snowflakes to finish last minute preparations. It may be a chilly process but you will thank yourself in the long run! All debris should be cleaned...

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Christmas Tree Safety Tips

Here at Ieuter Insurance Group you and your families safety are very important to us. So we ask that as you get ready to celebrate the holidays this year you take a few minutes to remember these important Christmas Tree...

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You're DEAD!

Now what? Have you ever taken the time to put down on a piece of paper what would happen if you died today? How is your family going to replace the lost income? If your spouse stays at home how are you going to afford...

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Mind the Gap

Do you have an ATV, snowmobile, old car that stays on your premises? If you think theft or damage to these unlicensed vehicles is covered automatically under your home or auto policy, think again. It is safest to...

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Recreational Vehicles: How to Make Sure You Have Coverage

Did you know that most home and auto policies provide limited or no coverage for ATVs, snowmobiles, and dirt bikes if they are not specifically identified? Because of this it is extremely important to inform your agent...

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Rental Car Coverage, Do You Have It?

People often don't think of rental car coverage until their personal vehicle is in for service or they are making plans for a vacation. It's a good idea to know what kind of coverage you have and what kind you may need....

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Disability Insurance: Are You Prepared?

Top 5 Disability Insurance Facts 1. Most Americans are better prepared financially to die than to become disabled, although the chances are at least three to five times greater of a disability occurring. 2. A 35-year-...

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Coverage for Certain Types of Personal Property

Do you have coverage for jewelry, firearms, silver ware, money, or such things on your homeowner's policy? The answer is, "Yes, you have coverage for the same perils as your other contents and subject to your policy's...

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Essential Safety Tips for Nighttime Boating

It's a little late in the season to think about boating, but it's never too late for safety! Keep these tips in mind for your water activities next Summer. If you own a boat (or better yet, as the joke goes, you know...

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Car Storage Insurance Tips

Determining The Right Coverage For Your Seasonal Vehicle A snazzy summer-only sports car. The motorcycle that comes out only in warm weather. A heavy winter truck that you only use a few times per year. If you have a...

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Ridesharing: What You Need to Know!

Uber and Lyft are part of a growing trend in our nation. It may be convenient and cost effective to use ridesharing programs, but do you know all of the risks? Check out this information so you are prepared!

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What Can Umbrella Insurance Do For You?

If you're hosting an end-of-summer barbecue or are having some friends over to watch the game, you may have a liability exposure that you aren't aware of. If you think your homeowners insurance is enough coverage we...

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Snowbird Safety Tips

Are you planning to head to south this winter? Like many residents of Michigan, you may seek a warmer climate for the long winter months. To protect you and your property while you are away, please take note of a few...

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Michigan No-Fault Insurance: What is PIP?

At Ieuter Insurance Group, we believe that an informed consumer is a smart consumer. We'd like to take this opportunity to explain a very important aspect of your coverage. No-Fault auto insurance is required by law in...

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5 Tips for Organizing Your Home for the New School Year

Yes, it's already time to start thinking about school again. Getting a head start can pay big dividends for you and your kids as they head back to class. But, it's not just what they need for school that matters. It's...

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Personal Injury Arising From Social Media

In our technologically advancing world it is no secret that we are surrounded by instant access to information and each other. How many cell phones do you come across that don't have access to the internet these days?...

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Workers Comp Claims: Tips to Avoid Fraud

Frequent fraudulent claims have a significant effect on any type of business, large or small. A worker who falsely claims a disability or injury will impact the productivity of a company. The absence of the worker...

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Celebrate National Night Out With Your Neighbors

In 1984, National Night Out - "America's Night Out Against Crime" - began as a way to promote crime prevention through neighborhood camaraderie. Since then, according to the National Association of Town Watch (NATW),...

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Renters Insurance For Your Student

Many landlords and leasing companies are now requiring proof of the tenant's insurance coverage in order to move in. If you or your college student signs a lease, your student will need a renters policy. In addition to...

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A Look At Long Term Care Insurance

As we age, we plan for retirement and should strongly consider the potential need for long term care for ourselves and our spouse. The cost for care is high and ever increasing. So you have two choices, purchase the...

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Misclassification of Employees with Regard to Workers' Compensation

We recently had to navigate the state's workers' compensation placement facility. While this is not a normal avenue to pursue workers compensation coverage, sometimes it is necessary for risks that do not have an option....

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How to Choose a Vehicle for Youthful Drivers

Do you have youthful drivers on your insurance policy? Finding the right car can be hard, especially when it comes to teen drivers. Balancing a combination of price, safety, and efficiency can make quite a challenge for...

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Make Recycling and Reducing Routine

"Reduce, reuse, recycle." Most likely, you've heard that catchy phrase connected with information about saving natural resources and even saving your family money. But how many of us really make reducing, reusing and...

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Classic Car Coverage

Summer is here! It is time to uncover those classic cars and get them on the road. Insuring a classic car is a bit different from a regular car. If you own a classic car or are looking to buy one, Ieuter Insurance Group...

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Fire Pit Safety

A fire pit could make your backyard a popular hang-out. Outdoor fire pits are the top design feature in outdoor living spaces. Few things are more fun than an evening with friends and family around a fire pit. Before...

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Updating Insurance Contact Information a Necessity

Is all of your contact information up to date on your insurance policies? For many people, this isn't something that immediately comes to mind when calling their insurance agency. It is common now to eliminate telephone...

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Protect Your Most Cherished Possessions

If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or...

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My 16 Year Old Son Crashed My Car- Now What?

There is always that question of who is liable if a child is in an at fault accident in a vehicle, and what do I do to protect myself and my assets. Let's use an example. My 16 year old son drove my car and ran a stop...

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Prolong the Lifespan of Your Roof

Cleaning moss off of your roof not only improves the appearance, but also increases the life span of your roof. Moss will often grow so vigorously that it causes the shingles or shakes to become loosened and raised....

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Get Ready for the Boating Season

10 Most Common Marine Law Violations: 1. All watercraft must be equipped with a Coast Guard approved personal floatation device (PFD) of appropriate size for each passenger 2. Vessels are required to operate at a slow,...

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Motorcycle Safety Tips

With summer upon us, we all need to make sure we are aware of motorcycle safety. Following are some good tips to follow: Keep a gap between you and cars - When riding or even driving, it is imperative to keep a safe...

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Keep Water from Going Where it Shouldn't

One of the most disheartening experiences is to find flooding or extreme water damage to your treasured home. At Ieuter Insurance, we know you want to protect what's important. That's why we're offering these tips to...

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What Insurance Policy Gives You the Biggest Bang For the Buck?

If you polled financial planners, insurance agents, CPAs, and attorneys they would tell you, hands down, that buying a personal umbrella is the best form of protection money can buy. Umbrella policies provide a minimum...

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'Tis the Season for Potholes

From Auto-Owners Insurance (1) The automobile policy requires there to be damage to more than just a tire in order for coverage to be triggered. So, we cannot just replace a tire. If there is damage to the rim or...

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Vacant Home Coverage

Is your home vacant? Are you trying to sell your old home, but not having any luck? Did someone pass away and you are working with estate issues, but the home is vacant? Please don't think you can slip it by the...

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Bring Out Your Summer Toys!

With Spring here (almost right?), and summer around the corner please remember to put coverage back on any vehicles, motorcycles, boats, or travel trailers that you placed in storage during our wonderful winter. When...

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A Little Extra Caution Can Go a Long Way While Driving at Night

While fall and winter have their own pleasures, longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just 23%...

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Tips on Keeping Your Basement Dry

1) Focus on prevention. Long before you're in a flooding situation, look around your property for ways to divert rain water away from your home. Important considerations are extending rain gutter down spouts away from...

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This is Unbelievable!

As many of you know, advertising often promotes items and guarantees that cannot be delivered (like the intentional misleading title above that led you here). Many of the current insurance ads say they can give you...

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Plethora of Potholes

As the snow finally starts to fade away we get the challenge of navigating the large number of potholes on both our local and state roads. So what happens if your car falls victim? Does your insurance cover the damage?...

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Home Security Tips

Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it's home improvement...

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Snow Removal

The main reason you should keep your roof as snow free as possible is that it's crucial for preventing ice dams from forming on your roof. If you're able to prevent ice dams you are less likely to have damage to your...

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Winter Car Safety Kit

As we continue on with this very long and very cold winter, take a moment to make sure you have an emergency kit in your vehicle in case you are forced to spend an extended period of time in your car. Nobody expects to...

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Confessions of an Insurance Guy

Before I joined the insurance industry, there wasn't a word that made my eyes glaze over more than "insurance." The world of insurance was nebulous to me, reserved for adults only, and something adults would prefer not...

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Five Sure-Fire Ways to Get Your Car Stolen

Most people would say their car is one of the most valuable assets they own – if not the most valuable. Despite that, however, some people make it downright easy for thieves to drive off in their pride and joy. At...

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Home Safety Tips

In response to all the snow and icy weather conditions we have been seeing, we would like to share a few helpful tips that you might benefit from. If snow or icy conditions cause damage to your home or car, please...

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Cyber Liability Insurance

Target Corporation has been in the news lately as the most visible victim of cyber liability. Some 70 million customers debit and credit card information was compromised according to Business Insurance.com. Customer's...

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What Do I Do with Small Claims?

I have a small claim, what should I do? Even though it might be covered, you might want to think twice about turning it in, as insurance companies are surcharging policies with claims. Don't hesitate to give us a call...

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Winter Driving

Winter driving is very tricky and you need to be safe at all times. It's important that when you leave, either heading to work, school, going out shopping or dinner, to make sure that your headlights, tail lights and...

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Protect Your Family From the "Silent Killer"

Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And it can be deadly. That's why it's important to know how to prevent it, detect it, and protect yourself...

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