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Ieuter Insurance Group Blog

All You Ever Wanted to Know About Insurance

Driving safely in the winter

As of last week, it's officially winter, although we in Michigan often experience wintery weather way before the winter equinox. If you're traveling this winter, we encourage you to take the following precautions to...

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Christmas tree safety tips

It’s the most wonderful time of the year! While Christmas tree fires have been on the decline since the 80’s, they are still common, and the sad reality is one of every 32 Christmas tree fires results in a death. Here...

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How to prevent frozen pipes

Frozen pipes are no fun to come home to or wake up to. There are several reasons pipes freeze, ranging from lack of insulation to quick drops in temperature, from the temperature being set to low to the wind blowing on...

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Stay safe from fire hazards this holiday season

Follow these tips to keep your household safe from fire hazards this holiday season: 1. Make sure the fire in the fireplace is completely out before going to sleep. 2. Keep flammable items at least three feet from your...

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Portable generator safety tips

As we enter the time of the year where Michigan's weather becomes more unpredictable, you might be thinking about getting a generator. When power goes out a portable generator can be a lifesaver, and when used properly...

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Is it safe to deep fry your Thanksgiving turkey?

Will you be deep frying a turkey this Thanksgiving? Be sure to read the manufacturer's instructions carefully, and consider traditional oven-style turkey preparation if you can't ensure you'll be able to prepare your...

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Preparing your auto and your home for winter travel

Have plans to travel for the upcoming holidays? Safe travel in the winter certainly involves planning ahead. Here's some tips from our friends at the National Association of Professional Insurance Agents. (Did you know...

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Tips for driving safely at nighttime

Nighttime driving can be riskier at any age but seems to have the most impact on the elderly and young, inexperienced drivers. However, there are things you can do to keep your nighttime driving as safe as possible. As...

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Hired and non-owned auto coverage

If an employee drives their personal vehicle for business purposes, as the owner of the company, am I responsible for damages from a potential car accident? The answer to this question is yes! If an employee is driving...

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Have a safe Halloween with these tips from Ieuter Insurance and PIA!

Are you ready for ghosts and goblins that could visit YOUR home on Halloween? Have a safe Halloween with these tips:*Encourage the use of makeup, hats, or wigs in lieu of masks, which can obstruct vision. *Cross the...

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Steps to take when there's water in your basement

Walking down to your basement to find that water has filled your home is a horrible feeling and a major headache. Please don’t delay fixing the problem as mold can start to grow in 24-48 hours. If it is clean water,...

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As open enrollment periods approach, consider the benefits of an HSA

As open enrollment periods approach, you may be considering the benefits of an HSA.Paying for healthcare expenses can be very stressful, but there are options to assist in covering those unexpected bills. A Health...

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What is cyber insurance, and why might I need it?

Every year since 2003, October has been recognized as Cyber Security Awareness Month (CSAM). This effort was brought to life through a collaboration between the U.S. Department of Homeland Security and the National...

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Umbrella coverage benefits are wide ranging

Executive umbrella policies provide additional liability limits in addition to your personal auto, homeowners and watercraft policies. What will happen to your assets if you’re involved in an automobile accident, and...

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If you get in an auto accident, what should you do?

If you get in an auto accident, what should you do? If anyone is injured, call 911. Move to a safe area. Get a police report, especially if the other party is at fault.Take pictures of damage, license plate, other...

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Installation floater coverage for building contractors' commercial insurance policies

Today, we'll discuss what an installation floater is for building contractors and what it covers on your commercial insurance policy. An installation floater is part of your Inland Marine coverage but different than the...

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What is an annuity and how can it benefit me?

An annuity is essentially a contract between you and an insurance company in which you deposit a sum of money, and interest accrues on that deposit. With our ever-changing economy, annuity policies with Auto-Owners are...

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Standard versus broad auto insurance coverage in Michigan

Imagine the following scenario: Stella was traveling east down the street. Another auto was driving north and ran the stop sign. Stella’s car was hit. The police were called, and the other driver was cited for failure...

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Short-Term and Long-Term Disability Insurance. Is it worth it?

Disability Insurance, also known as Disability Income Insurance, pays you a portion of your wages in the event you are unable to work due to a serious illness, medical condition or injury. It is typically offered by...

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Are your Volunteers Covered?

Many kinds of businesses use volunteers on a regular basis, and it is typically a mutually beneficial relationship. But what happens if one of your volunteers gets hurt? Who pays their medical bills? The common...

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Do you have a child heading to college this fall? Talk to your agent about coverage changes

It's a busy time of year for parents preparing to send their children off to college. Your Friends In The Insurance Business at Ieuter Insurance Group recommend checking in with your agent before they depart to ensure...

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Defensive Driving Techniques to Avoid Accidents and Insurance Claims

If you want to reduce your risk of traffic accidents and the insurance claims that accompany them - which could cause your premium to go up - you need to drive defensively. Here are some driving tips to help you avoid...

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What to Look for When Buying a House to Avoid Unnecessary Insurance Claims

If you’re house hunting, you’re probably looking at many elements like the number of bedrooms or how updated the kitchen is. Don’t forget to check for these things too, which which may help avoid home insurance claims...

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Ieuter Insurance Group's Steve Scott's Wish-A-Mile Ride

For the Scott family, making a difference is a family affair. Steve Scott embarked on his first Wish-A-Mile Bicycle Tour last year, training much of the year for the rigorous 300-mile, three-day cycling circuit from...

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Beat the heat with a free Bay City Boat Lines tour compliments of Ieuter Insurance Group and Auto-Owners Insurance

Looking for a great way to beat the heat and explore the Great Lakes Bay region? Register for a History Tour on Bay City Boat Lines' Princess Wenonah next week (July 10-13), courtesy of Your Friends In The Insurance...

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New Michigan Distracted Driving Law Goes into Effect June 30

Michigan drivers take note: Under the a new law that takes effect on June 30, drivers will be barred from using social media, watching or recording videos or holding their phones to make a call while driving in addition...

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4 Water-Saving Tips for Your Garden

Water has been in short supply in many areas of the United States lately. And even if it’s bountiful where you live, you may be paying more for water than you’d like. Here are some tips for using less water and saving...

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State of Michigan charging new Personal Injury Protection (PIP) fee for all vehicles beginning July 1

Remember the auto refund Michigan drivers received from the State of Michigan last year? Now the MCCA fund (State of Michigan fund to pay for medical claims) is at a deficit in part because of all the money the...

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Boating Safety Tips

Are you planning on heading out on the open water this summer? Putting your boat in the water for the first time this year? Don't forget to reach out to Your Friends In The Insurance Business to make sure your coverage...

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Keep Your Home Safe While on Vacation

Whether you’re just getting away for a long weekend or spending a few weeks out of the house, it’s important to ensure your home is safe while you’re gone. Follow these tips to help prevent break-ins, fires, and water...

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Boating Season is Here – Are You Up to Speed on Safety?

With spring in full bloom and summer just on the horizon, prime boating season is upon us. And you might notice more people on the water than ever, because sales of recreational boats have been growing at a steady clip,...

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Donate Blood With Your Friends In The Insurance Business on May 23!

Did you know it takes less than 15 minutes to save a life (or lives) as a blood donor? Donation times typically run between 8 and 10 minutes and make such a crucial impact on community health. Sign up for your preferred...

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Is Pet Insurance right for you?

When our furry friends are sick we sometimes have to make that urgent decision at the vet’s office on how much we can afford to spend. In 2020 Americans spent more than $31.4 billion on veterinary care. Pet insurance...

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Smoke detector installation day is Saturday, May 6!

Did you know that more lives are lost every year to home fires than all other major disasters? Your Friends In The Insurance Business at Ieuter Insurance Group in Midland, MI. know how important it is to have properly...

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The Importance of Uninsured and Underinsured Motorist Coverage

Your auto insurance is one of the most important elements of your personal insurance portfolio. But some people purchase only the minimum required liability coverage, not realizing they may be leaving themselves open to...

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Ieuter Insurance Group earns Leaders' Level Award of Distinction from Michigan Insurance Company

Thank you to Shawn Gregg at at Michigan Insurance Company (a Donegal Insurance Group Company) for visiting the team at Ieuter Insurance Group to personally present this Agency of Distinction Award for reaching the...

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Congratulations Kurt and Dawn for earning the President's Club Award from Auto-Owners Insurance once again!

Thanks to the Midland Daily News for this coverage of our own Kurt O. Ieuter earning a spot on Auto-Owners Insurance's President's Club for the 23rd time in 2022. https://www.ourmidland.com/news/article/kurt-ieuter-...

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Don't neglect life insurance for the stay-at-home parent in your household

Why does a stay-at-home parent need life insurance? This is a question that we frequently get asked when discussing life insurance policies with our clients. Many people think of the income that a working parent brings...

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Why choosing an Independent Insurance Agent matters so much

Buying insurance can be confusing. Price is important, but so is getting coverage that fits your needs. You want good value for your money, whether you’re buying protection for your home, your car, or your business.The...

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Avoiding slip and fall accidents in the workplace

Every year there are reported cases of ER visits for around 8 million people slipping and falling at a place of business, according to the National Floor Safety Institute.Slip-and-fall accidents aren't the #1 cause of...

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Do You Need a Friend in the Insurance Business?

Your Friends In The Insurance Business at Ieuter Insurance Group were delighted to provide job shadowing this week for the participants in Northwood University's Insurance Leadership Academy for high school juniors and...

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When you spring forward this weekend, be sure to replace your smoke detector batteries, too!

In Michigan, we spring forward this Sunday, so don't forget to reset any clocks that don't automatically update including your microwave, older automobiles and more.While you're at it, we recommend switching out your...

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Do you need disability coverage?

Do you own a business? Are you a sole proprietor? Are you excluded from workers compensation? What happens if you get hurt at work and you do not have workers compensation coverage? Do you have enough money saved up to...

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Professional Liability Insurance: What Is It and Who Needs It?

Professional Liability is a type of business insurance policy that provides coverage for businesses and professionals to protect against claims for negligence or errors and omissions. Individuals with an area of...

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Are you inviting friends over for the big game? Keep these party safety tips in mind!🥳

Not sure if you're covered for all the unexpected hazards that throwing a party might entail? Be sure to discuss your coverage needs with Your Friends In The Insurance Business at Ieuter Insurance Group. We've got all...

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Ieuter 24/7 app

Ever forget to put your Proof of Insurance in your vehicle? Need to submit a change after hours? Need to send a Certificate of Insurance? With our Ieuter 24/7 app, you can do all of this and more! This great app will...

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Who Needs Life Insurance and How Much Do You Need?

It’s an unfortunate fact that life expectancy in the US has dropped recently. This has led many people to examine whether or not they should have a life insurance policy and, if so, how much coverage they should have....

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Family Emergency Preparedness Checklist

It seems like every day on the news that we hear stories about a hurricane, flood, or wildfire creating massive damage in the U.S. and putting people out of their homes. Have you thought about how your family would...

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Join Your Friends In The Insurance Business Jan. 19 to Give Blood and Save Lives for National Blood Donor Month!

Did you know that January is National Blood Donor Month?It only takes 15 minutes to save a life, and we've expanded our hours for our January drive to make it easier to donate after work!Sign up for your preferred...

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After the holidays, it's a great time to update (or start) your Home Inventory List

Did you resolve to be more organized this year? One of the most important ways to do this and to make sure you're covered in an emergency is to update your Home Inventory list. There are some great apps that can help...

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