Ieuter Insurance Group Blog

Summer is quickly approaching and many people use the warmer, drier weather to re-stain their decks. Did you know that improperly disposing of rags used to stain wood is one of the most common causes of house fires?...

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When was the last time you reviewed your insurance coverage? Reviewing your insurance coverage with your agent is important for several reasons: 1. Ensure Adequate Coverage: Your life circumstances may change over time (...

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How many personal electronics are in your home? The need for Home Cyber insurance is growing at a rapid pace as individuals store more information electronically and access more data online. This coverage provides...

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The holidays are a great time to reassess whether you have any new big ticket items to add to your insurance policy.Jewelry is automatically covered under personal property but usually only up to a specified dollar...

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A Personal Umbrella policy is a liability policy that offers protection over and above your Auto and Homeowner insurance policies. It protects you in instances that result in injury or property damage to someone else...

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Your Friends In The Insurance Business at Ieuter Insurance Group and our friends at the National Association of Professional Insurance Agents (PIA) wish you a happy and safe Fourth of July holiday. For all your...

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We all love a good event -- an office holiday party, our favorite non-profit fundraising event, a backyard bash on the Fourth of July, or our Best Friend’s magical wedding. It is important to ensure that these nights...

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Most people don’t know the difference between Actual Cash Value vs. Replacement Cost. So what is the difference?Actual Cash Value Home Insurance - Actual Cash Value (ACV) will replace your damaged or stolen items, minus...

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Want to have your bills and policy documents emailed to you to cut down on your mail? Have to update where your payments are being pulled from? Need to check on your coverages? For our customers who have Auto-Owners...

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Having a finished basement comes with it’s share of concerns on whether you’re protected from unforeseen circumstances. We highly recommend Water Backup, also referred to as Sewer Backup, coverage. What does Water...

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Have you heard of the Ieuter 24/7 feature? It is a website and most importantly an app that can be downloaded on your mobile device. The app allows you to access your proof of insurance and your policy documents, and...

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It’s the most wonderful time of the year! While Christmas tree fires have been on the decline since the 80’s, they are still common, and the sad reality is one of every 32 Christmas tree fires results in a death. Here...

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Walking down to your basement to find that water has filled your home is a horrible feeling and a major headache. Please don’t delay fixing the problem as mold can start to grow in 24-48 hours. If it is clean water,...

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Executive umbrella policies provide additional liability limits in addition to your personal auto, homeowners and watercraft policies. What will happen to your assets if you’re involved in an automobile accident, and...

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Did you know that more lives are lost every year to home fires than all other major disasters? Your Friends In The Insurance Business at Ieuter Insurance Group in Midland, MI. know how important it is to have properly...

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In Michigan, we spring forward this Sunday, so don't forget to reset any clocks that don't automatically update including your microwave, older automobiles and more.While you're at it, we recommend switching out your...

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Not sure if you're covered for all the unexpected hazards that throwing a party might entail? Be sure to discuss your coverage needs with Your Friends In The Insurance Business at Ieuter Insurance Group. We've got all...

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Ever forget to put your Proof of Insurance in your vehicle? Need to submit a change after hours? Need to send a Certificate of Insurance? With our Ieuter 24/7 app, you can do all of this and more! This great app will...

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Did you resolve to be more organized this year? One of the most important ways to do this and to make sure you're covered in an emergency is to update your Home Inventory list. There are some great apps that can help...

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Did you give (or get) a drone for a holiday gift this year? Read this helpful info from our partners at the National Association of Professional Insurance Agents to answer all your drone safety and drone coverage...

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As you finish purchasing the last gift items on our Christmas lists you may want to review your insurance coverage. Are you purchasing an Ipad for your teenager or a diamond necklace for your partner? If so, you may...

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Will you be deep frying a turkey this Thanksgiving? Be sure to read the manufacturer's instructions carefully, and consider traditional oven-style turkey preparation if you can't ensure you'll be able to prepare your...

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From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and...

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As chilly fall evenings are finally upon us, Your Friends In The Insurance Business at Ieuter Insurance Group are thinking about fireplace safety. Here's some safety tips from our friends at the National Association of...

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It's the Great Pumpkin Charlie Brown! 🎃 Wait ... that's not Charlie Brown, it's our own President Cal Ieuter! It's that time of year for the Great Pumpkin Giveaway brought to you by Your Friends In The Insurance...

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Grilling food is a fun pastime, and it’s ideal on those summer days when you don’t want to heat up the kitchen. But every year, there are accidents and home fires because people don’t grill safely. Follow these tips to...

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Much of our region saw some serious storms come through in the last 24 hours.Severe storms can be frightening-and damaging. Here’s a quick reminder of steps to take after a big storm: Don’t drive after a severe...

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No one likes the thought of having pests in their home, whether they be rodents, cockroaches, ants, or any other common household pests. If pest activity is common in your area, it is important to take steps to prevent...

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Issues to Consider Before Renting Out Your Home Renting out your home on a short-term basis while you’re away may seem like an easy way to earn some extra cash. But operating your home as a business, even in short-term...

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Let’s spare a moment for something most of us use every day yet probably take for granted: our service lines. We rely on them for access to water, electricity, gas, Internet connection, and more, but only think about...

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Today's modern appliances are much more energy-efficient than their predecessors, and some are even better than the rest. When shopping for appliances, you'll likely be overwhelmed by choice, so it is important to know...

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When it comes to buying insurance, you have two primary options available to you: independent agents like us, and captive agents. While both can provide insurance services, these two types of insurance agents are not...

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Fall is a wonderful time - if your home is ready for it. So enjoy the last few weeks of warmer weather, but do a little preventative maintenance while you’re at it. You’ll fix small problems before they become big, and...

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When you sent your student away to college this fall, did you remember to pack renters insurance? Yes, kids away at college and renting homes or apartments need renters insurance. Renters insurance is the easiest and...

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What is the meaning of underinsured? - If your property is underinsured, it means that your insurance policy covers only a part of your total assets. Reasons for Underinsured Homes - Reports suggest that there are...

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In this day and age it is very common for people to have a small business or a hobby that brings in some extra income. Whether you have a full-time job and enjoy earning some extra income with your part-time hobby, or...

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From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and...

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Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many...

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Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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The holidays can be a great time to get out of town to visit family you rarely get to see, hit the slopes or flee to the beach. Regardless of how you spend your time away, you need to ensure your house stays safe while...

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If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or...

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One of the most disheartening experiences is to find flooding or extreme water damage to your treasured home. At Ieuter Insurance, we know you want to protect what's important. That's why we're offering these tips to...

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Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it's home improvement...

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Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And it can be deadly. That's why it's important to know how to prevent it, detect it, and protect yourself...

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Finally, we're welcoming fall, that eagerly anticipated season when we get to enjoy cooler temps, colorful leaves and, of course, football season in Michigan. Football brings with it a whole host of seasonal activities...

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You've probably heard this horror story before - someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn't cover flood damage. At Ieuter Insurance we want you to be...

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Why should I have a home inventory? - Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people in Michigan, you may own much more...

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You don't have to be directly hit by a tornado in Michigan to experience damage. Taking some time to prepare could save you thousands of dollars and hours of clean-up. Know What Your Insurance Covers and How Much You...

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Drafty windows. Leaky faucets. Dirty air filters. All are common issues here in Michigan, and they're not only annoying - they also cost you money in decreased energy efficiency and higher utility bills. Would you like...

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